The historical rank and industry rank for BPER Banca SpA's FCF Margin % or its related term are showing as below:
WBO:BPE'
s FCF Margin % Range Over the Past 10 Years
Min: -64.7 Med: 2.79 Max: 288.8
Current: 39.4
During the past 13 years, the highest FCF Margin % of BPER Banca SpA was 288.80%. The lowest was -64.70%. And the median was 2.79%.
WBO:BPE's FCF Margin % is ranked better than 68.31% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs WBO:BPE: 39.40
BPER Banca SpA FCF Margin % Related Terms
BPER Banca SpA FCF Margin % Historical Data
* Premium members only.
The historical data trend for BPER Banca SpA's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BPER Banca SpA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA (WBO:BPE) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #477 out of 1505 companies in the Banks industry, placing it in the top 31.7%.
Is BPER Banca SpA's FCF Margin % too high?
BPER Banca SpA's current FCF Margin % is 0.00%. Based on the distribution chart, BPER Banca SpA ranks #477 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, BPER Banca SpA has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #477 out of 1505 companies for FCF Margin %. This puts BPER Banca SpA in the upper half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (WBO:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.04, compared to a current price of €13.54 — trading 168.7% above its estimated fair value. The current FCF Margin % is 0.00%. BPER Banca SpA's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BPER Banca SpA (WBO:BPE), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (WBO:BPE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €13.54 is trading 168.7% above its estimated GF Value™ of €5.04.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for WBO:BPE:
FCF Margin %: 0.00%
GF Value™: €5.04 vs. price of €13.54 (168.7% above fair value)
No single metric tells the full story. See the WBO:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
55GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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