BPER Banca SpA (WBO:BPE) Shareholder Yield % : -15.00% (As of Dec. 2025)


WBO:BPE BPER Banca SpA WBO:BPE
56 GF Score
Price €14.04
GF Value €5.03
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is BPER Banca SpA Shareholder Yield %?

BPER Banca SpA WBO:BPE +0.67% 56 Shareholder Yield % is -15.00% as of Dec. 2025. GuruFocus rates WBO:BPE with a GF Score™ of 56/100 and a GF Value™ of €5.03 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,504 Banks companies, BPER Banca SpA ranks worse than 80.72% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, BPER Banca SpA's Shareholder Yield % was -15.00%.


BPER Banca SpA  (WBO:BPE) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


BPER Banca SpA Shareholder Yield % Related Terms


BPER Banca SpA Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for BPER Banca SpA's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA Shareholder Yield % Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.72 -50.59 -123.52 -42.55 -19.16

BPER Banca SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -40.35 -25.97 -16.54 -19.16 0.00

BPER Banca SpA Shareholder Yield % Competitor Comparison

For the Banks - Regional subindustry, BPER Banca SpA's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BPER Banca SpA Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's Shareholder Yield % falls into.


WBO:BPE
56GF Score
BPER Banca SpA WBO:BPE
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BPER Banca SpA Shareholder Yield % Calculation

BPER Banca SpA's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=6.03 %+-3.14 %+-8.9 %
=-6.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -15.00% mean?
BPER Banca SpA (WBO:BPE) has a Shareholder Yield % of -15.00% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #1214 out of 1504 companies in the Banks industry, placing it in the top 80.7%.
Is BPER Banca SpA's Shareholder Yield % too high?
BPER Banca SpA's current Shareholder Yield % is -15.00%. Based on the distribution chart, BPER Banca SpA ranks #1214 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BPER Banca SpA has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Shareholder Yield % compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #1214 out of 1504 companies for Shareholder Yield %. This places BPER Banca SpA in the lower half of its industry. The industry median Shareholder Yield % is 1.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current Shareholder Yield % is -15.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (WBO:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.03, compared to a current price of €14.04 — trading 179.2% above its estimated fair value. The current Shareholder Yield % is -15.00%. BPER Banca SpA's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For BPER Banca SpA (WBO:BPE), the current Shareholder Yield % is -15.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (WBO:BPE) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €14.04 is trading 179.2% above its estimated GF Value™ of €5.03. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for WBO:BPE:

  • Shareholder Yield %: -15.00%
  • GF Value™: €5.03 vs. price of €14.04 (179.2% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the WBO:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
56GF Score

Get the complete analysis for WBO:BPE

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.04
Price
€5.03
GF Value