BPER Banca SpA (WBO:BPE) PEG Ratio: 0.70 (As of Jul. 06, 2026) — 16% Below Median


WBO:BPE BPER Banca SpA WBO:BPE
56 GF Score
Price €13.95
GF Value €5.03
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA PEG Ratio?

BPER Banca SpA WBO:BPE +1.09% 56 PEG Ratio is 0.70 as of Jul. 06, 2026, which is 16% below its 10-year median of 0.83. GuruFocus rates WBO:BPE with a GF Score™ of 56/100 and a GF Value™ of €5.03 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,231 Banks companies, BPER Banca SpA ranks better than 80.18% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, BPER Banca SpA's PE Ratio without NRI is 10.85. BPER Banca SpA's 5-Year Book Value growth rate is 15.40%. Therefore, BPER Banca SpA's PEG Ratio for today is 0.70.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BPER Banca SpA's PEG Ratio or its related term are showing as below:

WBO:BPE' s PEG Ratio Range Over the Past 10 Years
Min: 0.53   Med: 0.83   Max: 4.11
Current: 0.7


During the past 13 years, BPER Banca SpA's highest PEG Ratio was 4.11. The lowest was 0.53. And the median was 0.83.


WBO:BPE's PEG Ratio is ranked better than
80.18% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs WBO:BPE: 0.70

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BPER Banca SpA  (WBO:BPE) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BPER Banca SpA PEG Ratio Related Terms


BPER Banca SpA PEG Ratio Historical Data

* Premium members only.

The historical data trend for BPER Banca SpA's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA PEG Ratio Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.97 0.58

BPER Banca SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.70 0.65 0.58 0.00

BPER Banca SpA PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, BPER Banca SpA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BPER Banca SpA PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's PEG Ratio falls into.


WBO:BPE
56GF Score
BPER Banca SpA WBO:BPE
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BPER Banca SpA PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

BPER Banca SpA's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=10.847589424572/15.40
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.70 mean?
BPER Banca SpA (WBO:BPE) has a PEG Ratio of 0.70 as of Jul. 06, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BPER Banca SpA and its competitors. This is 16% below median its historical median of 0.83. Over the past decade, BPER Banca SpA's PEG Ratio has ranged from 0.53 to 4.11. According to the industry distribution chart, BPER Banca SpA ranks #244 out of 1231 companies in the Banks industry, placing it in the top 19.8%.
Is BPER Banca SpA's PEG Ratio too high?
BPER Banca SpA's current PEG Ratio of 0.70 is 16% below median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 4.11. The Banks industry median PEG Ratio is 1.54. BPER Banca SpA's value of 0.70 is 54.5% below this industry median. Based on the distribution chart, BPER Banca SpA ranks #244 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BPER Banca SpA has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #244 out of 1231 companies for PEG Ratio. This places BPER Banca SpA in the top 20% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. BPER Banca SpA's value of 0.70 is 54.5% below this benchmark. Historically, BPER Banca SpA's own PEG Ratio has ranged from 0.53 to 4.11 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 1.54, BPER Banca SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BPER Banca SpA's current PEG Ratio of 0.70 is 54.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current PEG Ratio is 0.70, which is 16% below median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (WBO:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.03, compared to a current price of €13.95 — trading 177.3% above its estimated fair value. The current PEG Ratio is 0.70, which is 16% below median its 10-year median of 0.83 and 54.5% below the Banks industry median of 1.54. BPER Banca SpA's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For BPER Banca SpA (WBO:BPE), the current PEG Ratio is 0.70 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (WBO:BPE) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €13.95 is trading 177.3% above its estimated GF Value™ of €5.03. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for WBO:BPE:

  • PEG Ratio: 0.70 (16% below median its 10-year median of 0.83)
  • GF Value™: €5.03 vs. price of €13.95 (177.3% above fair value)
  • GF Score™: 56/100 with 8 warning signs
  • Industry Position: 54.5% below the Banks median (#244 of 1231)

No single metric tells the full story. See the WBO:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
56GF Score

Get the complete analysis for WBO:BPE

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.95
Price
€5.03
GF Value