BPER Banca SpA (WBO:BPE) SpecialCharges: €561 Mil (TTM As of Dec. 2025)

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WBO:BPE BPER Banca SpA WBO:BPE
55 GF Score
Price €13.78
GF Value €5.01
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA SpecialCharges?

BPER Banca SpA WBO:BPE +0.69% 55 SpecialCharges is €561 Mil as of Dec. 2025. GuruFocus rates WBO:BPE with a GF Score™ of 55/100 and a GF Value™ of €5.01 (Significantly Overvalued). The stock has 8 warning signs investors should review.

BPER Banca SpA's special charges for the three months ended in Dec. 2025 was €470 Mil. Its special charges for the trailing twelve months (TTM) ended in Dec. 2025 was €561 Mil.

BPER Banca SpA SpecialCharges Historical Data

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The historical data trend for BPER Banca SpA's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA SpecialCharges Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only -465.49 -939.16 508.03 371.88 591.38

BPER Banca SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.63 28.39 7.29 470.33 54.70
WBO:BPE
55GF Score
BPER Banca SpA WBO:BPE
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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BPER Banca SpA SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €561 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of €561 Mil mean?
BPER Banca SpA (WBO:BPE) has a SpecialCharges of €561 Mil as of Dec. 2025. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on BPER Banca SpA and its competitors.
Is BPER Banca SpA's SpecialCharges too high?
BPER Banca SpA's current SpecialCharges is €561 Mil. Overall, BPER Banca SpA has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's SpecialCharges compare to competitors?
BPER Banca SpA's SpecialCharges of €561 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on BPER Banca SpA and its competitors. BPER Banca SpA's current SpecialCharges is €561 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (WBO:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.01, compared to a current price of €13.78 — trading 175% above its estimated fair value. The current SpecialCharges is €561 Mil. BPER Banca SpA's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For BPER Banca SpA (WBO:BPE), the current SpecialCharges is €561 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (WBO:BPE) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €13.78 is trading 175% above its estimated GF Value™ of €5.01. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for WBO:BPE:

  • SpecialCharges: €561 Mil
  • GF Value™: €5.01 vs. price of €13.78 (175% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the WBO:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
55GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.78
Price
€5.01
GF Value