BPER Banca SpAWBO:BPE +0.11%55 PS Ratio is 3.51 as of Jul. 11, 2026, which is 323% above its 10-year median of 0.83. GuruFocus rates WBO:BPE with a GF Score™ of 55/100 and a GF Value™ of €5.03 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,515 Banks companies, BPER Banca SpA ranks worse than 62.77% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, BPER Banca SpA's share price is €13.996.
BPER Banca SpA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €3.99. Hence, BPER Banca SpA's PS Ratio for today is 3.51.
Warning Sign:
BPER Banca SpA stock PS Ratio (=3.35) is close to 10-year high of 3.37.
The historical rank and industry rank for BPER Banca SpA's PS Ratio or its related term are showing as below:
WBO:BPE'
s PS Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.83 Max: 3.5
Current: 3.5
During the past 13 years, BPER Banca SpA's highest PS Ratio was 3.50. The lowest was 0.30. And the median was 0.83.
WBO:BPE's PS Ratio is ranked worse than 62.77% of 1515
companies
in the Banks industry
Industry Median: 3
vs WBO:BPE: 3.50
BPER Banca SpA revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of BPER Banca SpA was 1.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.50% per year.
During the past 13 years, BPER Banca SpA's highest 3-Year average Revenue per Share Growth Rate was 17.40% per year. The lowest was -12.60% per year. And the median was -0.50% per year.
Back to Basics: PS Ratio
BPER Banca SpA (WBO:BPE) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
BPER Banca SpA PS Ratio Related Terms
BPER Banca SpA PS Ratio Historical Data
* Premium members only.
The historical data trend for BPER Banca SpA's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BPER Banca SpA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's PS Ratio distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
BPER Banca SpA's Share Price of today is €13.996. BPER Banca SpA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.99.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
BPER Banca SpA (WBO:BPE) has a PS Ratio of 3.51 as of Jul. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BPER Banca SpA and its competitors. This is 323% above median its historical median of 0.83. Over the past decade, BPER Banca SpA's PS Ratio has ranged from 0.30 to 3.50. According to the industry distribution chart, BPER Banca SpA ranks #951 out of 1515 companies in the Banks industry, placing it in the top 62.8%.
Is BPER Banca SpA's PS Ratio too high?
BPER Banca SpA's current PS Ratio of 3.51 is 323% above median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 3.50. The Banks industry median PS Ratio is 3.00. BPER Banca SpA's value of 3.51 is 17% above this industry median. Based on the distribution chart, BPER Banca SpA ranks #951 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, BPER Banca SpA has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's PS Ratio compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #951 out of 1515 companies for PS Ratio. This places BPER Banca SpA in the lower half of its industry. The industry median PS Ratio is 3.00. BPER Banca SpA's value of 3.51 is 17% above this benchmark. Historically, BPER Banca SpA's own PS Ratio has ranged from 0.30 to 3.50 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 3.00, BPER Banca SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BPER Banca SpA's current PS Ratio of 3.51 is 17% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current PS Ratio is 3.51, which is 323% above median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (WBO:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.03, compared to a current price of €14.00 — trading 178.3% above its estimated fair value. The current PS Ratio is 3.51, which is 323% above median its 10-year median of 0.83 and 17% above the Banks industry median of 3.00. BPER Banca SpA's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For BPER Banca SpA (WBO:BPE), the current PS Ratio is 3.51 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (WBO:BPE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €14.00 is trading 178.3% above its estimated GF Value™ of €5.03.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for WBO:BPE:
PS Ratio: 3.51 (323% above median its 10-year median of 0.83)
GF Value™: €5.03 vs. price of €14.00 (178.3% above fair value)
Industry Position: 17% above the Banks median (#951 of 1515)
No single metric tells the full story. See the WBO:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
55GF Score
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