Citigroup's book value per share for the quarter that ended in Mar. 2026 was CHF88.36.
During the past 12 months, Citigroup's average Book Value Per Share Growth Rate was 8.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Citigroup was 60.30% per year. The lowest was -39.50% per year. And the median was 5.25% per year.
Citigroup's current price is CHF114.32. Its book value per share for the quarter that ended in Mar. 2026 was CHF88.36. Hence, today's PB Ratio of Citigroup is 1.29.
During the past 13 years, the highest P/B Ratio of Citigroup was 1.27. The lowest was 0.39. And the median was 0.76.
Warning Sign:
Citigroup Inc stock PB Ratio (=1.25) is close to 10-year high of 1.27.
Citigroup (XSWX:C) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Citigroup Book Value per Share Related Terms
Citigroup Book Value per Share Historical Data
* Premium members only.
The historical data trend for Citigroup's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:C vs WFC, BNY, BAC: Book Value per Share Comparison
For the Banks - Diversified subindustry, Citigroup's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citigroup PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Citigroup's PB Ratio distribution charts can be found below:
* The bar in red indicates where Citigroup's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Book Value per Share of CHF88.36 mean?
Citigroup (XSWX:C) has a Book Value per Share of CHF88.36 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Citigroup and its competitors.
Is Citigroup's Book Value per Share too high?
Citigroup's current Book Value per Share is CHF88.36. Overall, Citigroup has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Book Value per Share compare to WFC and BNY?
Citigroup's Book Value per Share of CHF88.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Citigroup and its competitors. Citigroup's current Book Value per Share is CHF88.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Citigroup (XSWX:C) has a current Book Value per Share of CHF88.36. The stock's GF Value™ is CHF65.37, compared to a current price of CHF114.32 — trading 74.9% above its estimated fair value. The current Book Value per Share is CHF88.36. Citigroup's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Citigroup (XSWX:C), the current Book Value per Share is CHF88.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citigroup (XSWX:C) Overvalued in 2026?
Based on GuruFocus' analysis, Citigroup stock appears to be overvalued.
The current stock price of CHF114.32 is trading 74.9% above its estimated GF Value™ of CHF65.37.
Key valuation signals for XSWX:C:
Book Value per Share: CHF88.36
GF Value™: CHF65.37 vs. price of CHF114.32 (74.9% above fair value)
No single metric tells the full story. See the XSWX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score
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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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