Citigroup (XSWX:C) Earnings per Share (Diluted): CHF7.36 (TTM As of Mar. 2026)

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XSWX:C Citigroup Inc XSWX:C
74 GF Score
Price CHF105.74
GF Value CHF66.31
! 6 Warning Signs
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What is Citigroup Earnings per Share (Diluted)?

Citigroup XSWX:C 74 Earnings per Share (Diluted) is CHF7.36 as of Mar. 2026. GuruFocus rates XSWX:C with a GF Score™ of 74/100 and a GF Value™ of CHF66.31. The stock has 6 warning signs investors should review. Among 1,413 Banks companies, Citigroup ranks worse than 67.02% on this metric.

Citigroup's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was CHF2.41. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF7.36.

Citigroup's EPS (Basic) for the three months ended in Mar. 2026 was CHF2.46. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF7.49.

Citigroup's EPS without NRI for the three months ended in Mar. 2026 was CHF2.41. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was CHF7.68.

During the past 12 months, Citigroup's average EPS without NRIGrowth Rate was 31.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 1.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 1.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 2.70% per year.

During the past 13 years, Citigroup's highest 3-Year average EPS without NRI Growth Rate was 51.80% per year. The lowest was -38.00% per year. And the median was 12.30% per year.


Citigroup  (XSWX:C) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Citigroup Earnings per Share (Diluted) Related Terms


Citigroup Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Citigroup's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup Earnings per Share (Diluted) Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.34 6.52 3.49 5.30 5.57

Citigroup Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.59 1.48 0.95 2.41 2.52

XSWX:C vs WFC, BNY, BAC: Earnings per Share (Diluted) Comparison

For the Banks - Diversified subindustry, Citigroup's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citigroup's PE Ratio distribution charts can be found below:

* The bar in red indicates where Citigroup's PE Ratio falls into.


XSWX:C
74GF Score
Citigroup Inc XSWX:C
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Citigroup Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Citigroup's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(11400.451-887.747)/1873.100
=5.61

Citigroup's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(4554.531-240.127)/1776.000
=2.43

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF7.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of CHF7.36 mean?
Citigroup (XSWX:C) has a Earnings per Share (Diluted) of CHF7.36 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Citigroup and its competitors. According to the industry distribution chart, Citigroup ranks #947 out of 1413 companies in the Banks industry, placing it in the top 67%.
Is Citigroup's Earnings per Share (Diluted) too high?
Citigroup's current Earnings per Share (Diluted) is CHF7.36. Based on the distribution chart, Citigroup ranks #947 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Citigroup has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Earnings per Share (Diluted) compare to WFC and BNY?
According to the Banks industry distribution chart, Citigroup ranks #947 out of 1413 companies for Earnings per Share (Diluted). This places Citigroup in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Citigroup and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citigroup's current Earnings per Share (Diluted) is CHF7.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Citigroup (XSWX:C) has a current Earnings per Share (Diluted) of CHF7.36. The stock's GF Value™ is CHF66.31, compared to a current price of CHF105.74 — trading 59.5% above its estimated fair value. The current Earnings per Share (Diluted) is CHF7.36. Citigroup's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Citigroup (XSWX:C), the current Earnings per Share (Diluted) is CHF7.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (XSWX:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of CHF105.74 is trading 59.5% above its estimated GF Value™ of CHF66.31.

Key valuation signals for XSWX:C:

  • Earnings per Share (Diluted): CHF7.36
  • GF Value™: CHF66.31 vs. price of CHF105.74 (59.5% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the XSWX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score

Get the complete analysis for XSWX:C

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF105.74
Price
CHF66.31
GF Value