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CitigroupXSWX:C 74 3-Year EPS without NRI Growth Rate is 1.70% as of Mar. 2026, which is 86% below its 10-year median of 12.30. GuruFocus rates XSWX:C with a GF Score™ of 74/100 and a GF Value™ of CHF66.05. The stock has 7 warning signs investors should review. Among 1,412 Banks companies, Citigroup ranks worse than 67.07% on this metric.
During the past 12 months, Citigroup's average EPS without NRI Growth Rate was 31.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 1.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 1.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 2.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Citigroup was 51.80% per year. The lowest was -38.00% per year. And the median was 12.30% per year.
Citigroup (XSWX:C) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Citigroup 3-Year EPS without NRI Growth Rate Related Terms
XSWX:C vs WFC, BNY, BAC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Diversified subindustry, Citigroup's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citigroup 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Citigroup's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Citigroup's 3-Year EPS without NRI Growth Rate falls into.
Citigroup 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 1.70% mean?
Citigroup (XSWX:C) has a 3-Year EPS without NRI Growth Rate of 1.70% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Citigroup and its competitors. This is 86% below median its historical median of 12.30. According to the industry distribution chart, Citigroup ranks #947 out of 1412 companies in the Banks industry, placing it in the top 67.1%.
Is Citigroup's 3-Year EPS without NRI Growth Rate too high?
Citigroup's current 3-Year EPS without NRI Growth Rate of 1.70% is 86% below median its 10-year median of 12.30. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Citigroup's value of 1.70% is 76.7% below this industry median. Based on the distribution chart, Citigroup ranks #947 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Citigroup has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Citigroup's 3-Year EPS without NRI Growth Rate compare to WFC and BNY?
According to the Banks industry distribution chart, Citigroup ranks #947 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places Citigroup in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Citigroup's value of 1.70% is 76.7% below this benchmark. While the company's 10-year median is 12.30 vs. the industry median of 7.30, Citigroup has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citigroup's current 3-Year EPS without NRI Growth Rate of 1.70% is 76.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Citigroup and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citigroup's current 3-Year EPS without NRI Growth Rate is 1.70%, which is 86% below median its own 10-year median of 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Citigroup (XSWX:C) has a current 3-Year EPS without NRI Growth Rate of 1.70%. The stock's GF Value™ is CHF66.05, compared to a current price of CHF110.88 — trading 67.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 1.70%, which is 86% below median its 10-year median of 12.30 and 76.7% below the Banks industry median of 7.30. Citigroup's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Citigroup (XSWX:C), the current 3-Year EPS without NRI Growth Rate is 1.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citigroup (XSWX:C) Overvalued in 2026?
Based on GuruFocus' analysis, Citigroup stock appears to be overvalued.
The current stock price of CHF110.88 is trading 67.9% above its estimated GF Value™ of CHF66.05.
Key valuation signals for XSWX:C:
3-Year EPS without NRI Growth Rate: 1.70% (86% below median its 10-year median of 12.30)
GF Value™: CHF66.05 vs. price of CHF110.88 (67.9% above fair value)
Industry Position: 76.7% below the Banks median (#947 of 1412)
No single metric tells the full story. See the XSWX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score
Get the complete analysis for XSWX:C
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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