Citigroup (XSWX:C) Pre-Tax Income: CHF19,632 Mil (TTM As of Mar. 2026)

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XSWX:C Citigroup Inc XSWX:C
74 GF Score
Price CHF105.50
GF Value CHF65.21
! 7 Warning Signs
View Full Analysis

What is Citigroup Pre-Tax Income?

Citigroup XSWX:C 74 Pre-Tax Income is CHF19,632 Mil as of Mar. 2026. GuruFocus rates XSWX:C with a GF Score™ of 74/100 and a GF Value™ of CHF65.21. The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Citigroup's pretax income for the three months ended in Mar. 2026 was CHF5,918 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was CHF19,632 Mil. Citigroup's pretax margin was 30.48%.

During the past 13 years, Citigroup's highest Pretax Margin was 38.21%. The lowest was 16.53%. And the median was 27.80%.


Citigroup  (XSWX:C) Pre-Tax Income Explanation

Citigroup's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=5918.134/19417.18
=30.48%

During the past 13 years, Citigroup's highest Pretax Margin was 38.21%. The lowest was 16.53%. And the median was 27.80%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citigroup Pre-Tax Income Related Terms


Citigroup Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Citigroup's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup Pre-Tax Income Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25,298.95 17,520.60 11,164.57 15,198.21 15,800.93

Citigroup Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,244.09 4,259.14 3,036.99 5,918.13 6,417.58

XSWX:C vs WFC, BNY, BAC: Pre-Tax Income Comparison

For the Banks - Diversified subindustry, Citigroup's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Citigroup's Pre-Tax Income falls into.


XSWX:C
74GF Score
Citigroup Inc XSWX:C
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citigroup Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Citigroup's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+15800.933
=15,801

Citigroup's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+5918.134
=5,918

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF19,632 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of CHF19,632 Mil mean?
Citigroup (XSWX:C) has a Pre-Tax Income of CHF19,632 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Citigroup and its competitors.
Is Citigroup's Pre-Tax Income too high?
Citigroup's current Pre-Tax Income is CHF19,632 Mil. Overall, Citigroup has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Pre-Tax Income compare to WFC and BNY?
Citigroup's Pre-Tax Income of CHF19,632 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Citigroup and its competitors. Citigroup's current Pre-Tax Income is CHF19,632 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Citigroup (XSWX:C) has a current Pre-Tax Income of CHF19,632 Mil. The stock's GF Value™ is CHF65.21, compared to a current price of CHF105.50 — trading 61.8% above its estimated fair value. The current Pre-Tax Income is CHF19,632 Mil. Citigroup's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Citigroup (XSWX:C), the current Pre-Tax Income is CHF19,632 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (XSWX:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of CHF105.50 is trading 61.8% above its estimated GF Value™ of CHF65.21.

Key valuation signals for XSWX:C:

  • Pre-Tax Income: CHF19,632 Mil
  • GF Value™: CHF65.21 vs. price of CHF105.50 (61.8% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the XSWX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score

Get the complete analysis for XSWX:C

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF105.50
Price
CHF65.21
GF Value