Citigroup (XSWX:C) Gross Loan: CHF599,620 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:C Citigroup Inc XSWX:C
74 GF Score
Price CHF107.44
GF Value CHF65.87
! 8 Warning Signs
View Full Analysis

What is Citigroup Gross Loan?

Citigroup XSWX:C 74 Gross Loan is CHF599,620 Mil as of Mar. 2026. GuruFocus rates XSWX:C with a GF Score™ of 74/100 and a GF Value™ of CHF65.87. The stock has 8 warning signs investors should review.

Citigroup's Gross Loan for the quarter that ended in Mar. 2026 was CHF599,620 Mil.

Citigroup's quarterly Gross Loan increased from Sep. 2025 (CHF584,124 Mil) to Dec. 2025 (CHF599,357 Mil) and increased from Dec. 2025 (CHF599,357 Mil) to Mar. 2026 (CHF599,620 Mil).

Citigroup's annual Gross Loan increased from Dec. 2023 (CHF595,922 Mil) to Dec. 2024 (CHF618,960 Mil) but then declined from Dec. 2024 (CHF618,960 Mil) to Dec. 2025 (CHF599,357 Mil).

Citigroup Gross Loan Historical Data

* Premium members only.

The historical data trend for Citigroup's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup Gross Loan Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 614,594.35 611,937.30 595,922.44 618,960.31 599,357.26

Citigroup Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 589,663.52 584,124.05 599,357.26 599,620.28 634,370.84
XSWX:C
74GF Score
Citigroup Inc XSWX:C
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citigroup Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of CHF599,620 Mil mean?
Citigroup (XSWX:C) has a Gross Loan of CHF599,620 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Citigroup and its competitors.
Is Citigroup's Gross Loan too high?
Citigroup's current Gross Loan is CHF599,620 Mil. Overall, Citigroup has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Gross Loan compare to WFC and BNY?
Citigroup's Gross Loan of CHF599,620 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Citigroup and its competitors. Citigroup's current Gross Loan is CHF599,620 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Citigroup (XSWX:C) has a current Gross Loan of CHF599,620 Mil. The stock's GF Value™ is CHF65.87, compared to a current price of CHF107.44 — trading 63.1% above its estimated fair value. The current Gross Loan is CHF599,620 Mil. Citigroup's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Citigroup (XSWX:C), the current Gross Loan is CHF599,620 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (XSWX:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of CHF107.44 is trading 63.1% above its estimated GF Value™ of CHF65.87.

Key valuation signals for XSWX:C:

  • Gross Loan: CHF599,620 Mil
  • GF Value™: CHF65.87 vs. price of CHF107.44 (63.1% above fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the XSWX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score

Get the complete analysis for XSWX:C

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF107.44
Price
CHF65.87
GF Value