Citigroup (XSWX:C) Net Loan: CHF584,070 Mil (As of Mar. 2026)


XSWX:C Citigroup Inc XSWX:C
74 GF Score
Price CHF113.00
GF Value CHF64.78
! 8 Warning Signs
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What is Citigroup Net Loan?

Citigroup XSWX:C +0.30% 74 Net Loan is CHF584,070 Mil as of Mar. 2026. GuruFocus rates XSWX:C with a GF Score™ of 74/100 and a GF Value™ of CHF64.78. The stock has 8 warning signs investors should review.

Citigroup's quarterly net loan increased from Sep. 2025 (CHF568,834 Mil) to Dec. 2025 (CHF584,019 Mil) and increased from Dec. 2025 (CHF584,019 Mil) to Mar. 2026 (CHF584,070 Mil).

Citigroup's annual net loan increased from Dec. 2023 (CHF580,231 Mil) to Dec. 2024 (CHF584,019 Mil) but then declined from Dec. 2024 (CHF584,019 Mil) to Dec. 2025 (CHF584,070 Mil).

Citigroup Net Loan Historical Data

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The historical data trend for Citigroup's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup Net Loan Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 599,439.30 596,124.32 580,230.64 602,399.73 584,019.32

Citigroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 603,546.51 574,112.69 568,834.15 584,019.32 584,069.53
XSWX:C
74GF Score
Citigroup Inc XSWX:C
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Citigroup Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF584,070 Mil mean?
Citigroup (XSWX:C) has a Net Loan of CHF584,070 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Citigroup and its competitors.
Is Citigroup's Net Loan too high?
Citigroup's current Net Loan is CHF584,070 Mil. Overall, Citigroup has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Net Loan compare to WFC and BNY?
Citigroup's Net Loan of CHF584,070 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Citigroup and its competitors. Citigroup's current Net Loan is CHF584,070 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Citigroup (XSWX:C) has a current Net Loan of CHF584,070 Mil. The stock's GF Value™ is CHF64.78, compared to a current price of CHF113.00 — trading 74.4% above its estimated fair value. The current Net Loan is CHF584,070 Mil. Citigroup's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Citigroup (XSWX:C), the current Net Loan is CHF584,070 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (XSWX:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of CHF113.00 is trading 74.4% above its estimated GF Value™ of CHF64.78.

Key valuation signals for XSWX:C:

  • Net Loan: CHF584,070 Mil
  • GF Value™: CHF64.78 vs. price of CHF113.00 (74.4% above fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the XSWX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF113.00
Price
CHF64.78
GF Value