Allstate (WBO:ALLS) Future Policy Benefits: €1,347 Mil (As of Jun. 2026)

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WBO:ALLS Allstate Corp WBO:ALLS
62 GF Score
Price €221.00
GF Value €179.15
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Allstate Future Policy Benefits?

Allstate WBO:ALLS -0.72% 62 Future Policy Benefits is €1,347 Mil as of Jun. 2026. GuruFocus rates WBO:ALLS with a GF Score™ of 62/100 and a GF Value™ of €179.15 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Future Policy Benefits represents an insurance entity's net liability for future benefits (for example, death, cash surrender value) to be paid to or on behalf of policyholders, where the accounting policy describes the bases, methodologies and components of the reserve, and assumptions regarding estimates of expected investment yields, mortality, morbidity, terminations and expenses.

Allstate's quarterly future policy benefits increased from Dec. 2025 (€1,212 Mil) to Mar. 2026 (€1,274 Mil) and increased from Mar. 2026 (€1,274 Mil) to Jun. 2026 (€1,347 Mil).

Allstate's annual future policy benefits declined from Dec. 2023 (€2,476 Mil) to Dec. 2024 (€1,496 Mil) and declined from Dec. 2024 (€1,496 Mil) to Dec. 2025 (€1,212 Mil).

Allstate Future Policy Benefits Historical Data

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The historical data trend for Allstate's Future Policy Benefits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Future Policy Benefits Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Future Policy Benefits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,120.46 2,444.96 2,475.90 1,496.49 1,211.83

Allstate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Future Policy Benefits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,698.45 1,324.01 1,211.83 1,274.15 1,347.14
WBO:ALLS
62GF Score
Allstate Corp WBO:ALLS
Future Policy Benefits is just one metric. See GF Score™, valuation, warning signs, and more.
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Allstate Future Policy Benefits Calculation

Future Policy Benefits

Frequently Asked Questions Learn more about Future Policy Benefits →
What does a Future Policy Benefits of €1,347 Mil mean?
Allstate (WBO:ALLS) has a Future Policy Benefits of €1,347 Mil as of Jun. 2026. Net present value of future benefits to be paid less the future premiums to be earned for insurance companies. View historical data on Allstate and its competitors.
Is Allstate's Future Policy Benefits too high?
Allstate's current Future Policy Benefits is €1,347 Mil. Overall, Allstate has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Future Policy Benefits compare to TRV and CINF?
Allstate's Future Policy Benefits of €1,347 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future Policy Benefits for an Insurance company?
A good Future Policy Benefits depends on the Insurance industry context. However, Future Policy Benefits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future Policy Benefits mean?
A high Future Policy Benefits can signal that a stock is expensive relative to its fundamentals. Net present value of future benefits to be paid less the future premiums to be earned for insurance companies. View historical data on Allstate and its competitors. Allstate's current Future Policy Benefits is €1,347 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (WBO:ALLS) is currently considered Modestly Overvalued. The stock's GF Value™ is €179.15, compared to a current price of €221.00 — trading 23.4% above its estimated fair value. The current Future Policy Benefits is €1,347 Mil. Allstate's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future Policy Benefits calculated?
Future Policy Benefits is calculated from a company's financial statements. For Allstate (WBO:ALLS), the current Future Policy Benefits is €1,347 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (WBO:ALLS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €221.00 is trading 23.4% above its estimated GF Value™ of €179.15. GuruFocus considers Allstate to be Modestly Overvalued.

Key valuation signals for WBO:ALLS:

  • Future Policy Benefits: €1,347 Mil
  • GF Value™: €179.15 vs. price of €221.00 (23.4% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the WBO:ALLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
62GF Score

Get the complete analysis for WBO:ALLS

Future Policy Benefits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€221.00
Price
€179.15
GF Value