Allstate (WBO:ALLS) Shiller PE Ratio: 17.35 (As of Aug. 20, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:ALLS Allstate Corp WBO:ALLS
62 GF Score
Price €221.00
GF Value €181.58
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allstate Shiller PE Ratio?

Allstate WBO:ALLS -1.73% 62 Shiller PE Ratio is 17.35 as of Aug. 20, 2026, which is 7% below its 10-year median of 18.73. GuruFocus rates WBO:ALLS with a GF Score™ of 62/100 and a GF Value™ of €181.58 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 372 Insurance companies, Allstate ranks worse than 55.65% on this metric.

As of today (2026-08-20), Allstate's current share price is €221.00. Allstate's E10 for the quarter that ended in Jun. 2026 was €12.74. Allstate's Shiller PE Ratio for today is 17.35.

The historical rank and industry rank for Allstate's Shiller PE Ratio or its related term are showing as below:

WBO:ALLS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.13   Med: 18.73   Max: 29.83
Current: 18.1

During the past years, Allstate's highest Shiller PE Ratio was 29.83. The lowest was 12.13. And the median was 18.73.

WBO:ALLS's Shiller PE Ratio is ranked worse than
55.65% of 372 companies
in the Insurance industry
Industry Median: 16.53 vs WBO:ALLS: 18.10

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Allstate's adjusted earnings per share data for the three months ended in Jun. 2026 was €10.859. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €12.74 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Allstate  (WBO:ALLS) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Allstate Shiller PE Ratio Related Terms


Allstate Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Allstate's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Shiller PE Ratio Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.71 16.92 18.61 22.40 17.39

Allstate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.26 20.03 17.39 15.90 16.58

WBO:ALLS vs TRV, CINF, WRB: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, Allstate's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Allstate's Shiller PE Ratio falls into.


WBO:ALLS
62GF Score
Allstate Corp WBO:ALLS
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allstate Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Allstate's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=221.00/12.74
=17.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Allstate's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=10.859/333.9520*333.9520
=10.859

Current CPI (Jun. 2026) = 333.9520.

Allstate Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 1.167 241.428 1.614
201612 2.067 241.432 2.859
201703 1.674 243.801 2.293
201706 1.326 244.955 1.808
201709 1.460 246.819 1.975
201712 2.831 246.524 3.835
201803 2.198 249.554 2.941
201806 1.635 251.989 2.167
201809 2.297 252.439 3.039
201812 -0.800 251.233 -1.063
201903 3.310 254.202 4.348
201906 2.159 256.143 2.815
201909 2.424 256.759 3.153
201912 4.707 256.974 6.117
202003 1.439 258.115 1.862
202006 3.428 257.797 4.441
202009 3.039 260.280 3.899
202012 6.946 260.474 8.905
202103 -3.906 264.877 -4.925
202106 4.366 271.696 5.366
202109 1.454 274.310 1.770
202112 2.416 278.802 2.894
202203 2.043 287.504 2.373
202206 -3.595 296.311 -4.052
202209 -2.576 296.808 -2.898
202212 -1.104 296.797 -1.242
202303 -1.224 301.836 -1.354
202306 -4.883 305.109 -5.345
202309 -0.150 307.789 -0.163
202312 5.062 306.746 5.511
202403 4.103 312.332 4.387
202406 1.050 314.175 1.116
202409 3.901 315.301 4.132
202412 6.752 315.605 7.145
202503 1.952 319.799 2.038
202506 6.728 322.561 6.966
202509 11.885 324.800 12.220
202512 12.272 324.054 12.647
202603 8.001 330.213 8.092
202606 10.859 333.952 10.859

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 17.35 mean?
Allstate (WBO:ALLS) has a Shiller PE Ratio of 17.35 as of Aug. 20, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allstate and its competitors. This is near median its historical median of 18.73. Over the past decade, Allstate's Shiller PE Ratio has ranged from 12.13 to 29.83. According to the industry distribution chart, Allstate ranks #207 out of 372 companies in the Insurance industry, placing it in the top 55.6%.
Is Allstate's Shiller PE Ratio too high?
Allstate's current Shiller PE Ratio of 17.35 is near median its 10-year median of 18.73. Over the past 10 years, this metric has ranged from a low of 12.13 to a high of 29.83. The Insurance industry median Shiller PE Ratio is 16.53. Allstate's value of 17.35 is 5% above this industry median. Based on the distribution chart, Allstate ranks #207 out of 372 companies in the Insurance industry, which is below the industry midpoint. Overall, Allstate has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Shiller PE Ratio compare to TRV and CINF?
According to the Insurance industry distribution chart, Allstate ranks #207 out of 372 companies for Shiller PE Ratio. This places Allstate in the lower half of its industry. The industry median Shiller PE Ratio is 16.53. Allstate's value of 17.35 is 5% above this benchmark. Historically, Allstate's own Shiller PE Ratio has ranged from 12.13 to 29.83 over the past decade. While the company's 10-year median is 18.73 vs. the industry median of 16.53, Allstate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.53, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allstate's current Shiller PE Ratio of 17.35 is 5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allstate and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allstate's current Shiller PE Ratio is 17.35, which is near median its own 10-year median of 18.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (WBO:ALLS) is currently considered Modestly Overvalued. The stock's GF Value™ is €181.58, compared to a current price of €221.00 — trading 21.7% above its estimated fair value. The current Shiller PE Ratio is 17.35, which is near median its 10-year median of 18.73 and 5% above the Insurance industry median of 16.53. Allstate's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Allstate (WBO:ALLS), the current Shiller PE Ratio is 17.35 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (WBO:ALLS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €221.00 is trading 21.7% above its estimated GF Value™ of €181.58. GuruFocus considers Allstate to be Modestly Overvalued.

Key valuation signals for WBO:ALLS:

  • Shiller PE Ratio: 17.35 (near median its 10-year median of 18.73)
  • GF Value™: €181.58 vs. price of €221.00 (21.7% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 5% above the Insurance median (#207 of 372)

No single metric tells the full story. See the WBO:ALLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
62GF Score

Get the complete analysis for WBO:ALLS

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€221.00
Price
€181.58
GF Value