Allstate (WBO:ALLS) Expense Ratio %: 0.00% (As of . 20)

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WBO:ALLS Allstate Corp WBO:ALLS
60 GF Score
Price €218.40
GF Value €171.91
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allstate Expense Ratio %?

Allstate WBO:ALLS +3.02% 60 Expense Ratio % is 0.00% as of . 20. GuruFocus rates WBO:ALLS with a GF Score™ of 60/100 and a GF Value™ of €171.91 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It indicates the efficiency of the insurance company before considering its claims and investment gains or losses.

The historical rank and industry rank for Allstate's Expense Ratio % or its related term are showing as below:

WBO:ALLS's Expense Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Expense Ratio % only.

Allstate  (WBO:ALLS) Expense Ratio % Explanation

Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It can be used to make comparisons between insurance companies as well as measure their performance. An expense ratio below 100% suggests that the premiums an insurance company earned or wrote are more than the expenses it paid to support those premiums.

However, we should keep in mind that the ratio does not indicate an ending profitability. The overall profit is also influenced by the claims, investment gains or losses and other income. The ratio can be combined with Claims Ratio % and Combined Ratio % to get an overall performance of an insurance company.

Allstate Expense Ratio % Related Terms

Allstate Expense Ratio % Historical Data

* Premium members only.

The historical data trend for Allstate's Expense Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Expense Ratio % Chart


WBO:ALLS
60GF Score
Allstate Corp WBO:ALLS
Expense Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Allstate  (WBO:ALLS) Expense Ratio % Calculation

Expense Ratio % is calculated as:

Expense Ratio %=Expenses of Acquiring, Underwriting and Servicing Premiums / Net Premium Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Expense Ratio % of 0.00% mean?
Allstate (WBO:ALLS) has a Expense Ratio % of 0.00% as of . 20. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on Allstate and its competitors.
Is Allstate's Expense Ratio % too high?
Allstate's current Expense Ratio % is 0.00%. Overall, Allstate has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Expense Ratio % compare to TRV and CINF?
Allstate's Expense Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Expense Ratio % for an Insurance company?
A good Expense Ratio % depends on the Insurance industry context. However, Expense Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Expense Ratio % mean?
A high Expense Ratio % can signal that a stock is expensive relative to its fundamentals. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on Allstate and its competitors. Allstate's current Expense Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (WBO:ALLS) is currently considered Modestly Overvalued. The stock's GF Value™ is €171.91, compared to a current price of €218.40 — trading 27% above its estimated fair value. The current Expense Ratio % is 0.00%. Allstate's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Expense Ratio % calculated?
Expense Ratio % is calculated from a company's financial statements. For Allstate (WBO:ALLS), the current Expense Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (WBO:ALLS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €218.40 is trading 27% above its estimated GF Value™ of €171.91. GuruFocus considers Allstate to be Modestly Overvalued.

Key valuation signals for WBO:ALLS:

  • Expense Ratio %: 0.00%
  • GF Value™: €171.91 vs. price of €218.40 (27% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the WBO:ALLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
60GF Score

Get the complete analysis for WBO:ALLS

Expense Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€218.40
Price
€171.91
GF Value