Allstate (WBO:ALLS) Unearned Premiums: €24,966 Mil (As of Mar. 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:ALLS Allstate Corp WBO:ALLS
62 GF Score
Price €231.70
GF Value €173.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Allstate Unearned Premiums?

Allstate WBO:ALLS +1.62% 62 Unearned Premiums is €24,966 Mil as of Mar. 2026. GuruFocus rates WBO:ALLS with a GF Score™ of 62/100 and a GF Value™ of €173.49 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Allstate's quarterly unearned premiums declined from Sep. 2025 (€24,842 Mil) to Dec. 2025 (€24,834 Mil) but then increased from Dec. 2025 (€24,834 Mil) to Mar. 2026 (€24,966 Mil).

Allstate's annual unearned premiums increased from Dec. 2023 (€22,658 Mil) to Dec. 2024 (€25,698 Mil) but then declined from Dec. 2024 (€25,698 Mil) to Dec. 2025 (€24,834 Mil).

Allstate Unearned Premiums Historical Data

* Premium members only.

The historical data trend for Allstate's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Unearned Premiums Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17,561.94 21,050.26 22,658.15 25,698.10 24,834.32

Allstate Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25,129.48 24,280.34 24,841.76 24,834.32 24,966.50
WBO:ALLS
62GF Score
Allstate Corp WBO:ALLS
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Allstate Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of €24,966 Mil mean?
Allstate (WBO:ALLS) has a Unearned Premiums of €24,966 Mil as of Mar. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Allstate and its competitors.
Is Allstate's Unearned Premiums too high?
Allstate's current Unearned Premiums is €24,966 Mil. Overall, Allstate has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Unearned Premiums compare to TRV and CINF?
Allstate's Unearned Premiums of €24,966 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Allstate and its competitors. Allstate's current Unearned Premiums is €24,966 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (WBO:ALLS) is currently considered Significantly Overvalued. The stock's GF Value™ is €173.49, compared to a current price of €231.70 — trading 33.6% above its estimated fair value. The current Unearned Premiums is €24,966 Mil. Allstate's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Allstate (WBO:ALLS), the current Unearned Premiums is €24,966 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (WBO:ALLS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €231.70 is trading 33.6% above its estimated GF Value™ of €173.49. GuruFocus considers Allstate to be Significantly Overvalued.

Key valuation signals for WBO:ALLS:

  • Unearned Premiums: €24,966 Mil
  • GF Value™: €173.49 vs. price of €231.70 (33.6% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the WBO:ALLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
62GF Score

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Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€231.70
Price
€173.49
GF Value