Allstate (WBO:ALLS) 5-Year RORE % : 67.05% (As of Mar. 2026)


WBO:ALLS Allstate Corp WBO:ALLS
73 GF Score
Price €212.70
GF Value €175.54
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Allstate 5-Year RORE %?

Allstate WBO:ALLS +0.71% 73 5-Year RORE % is 67.05 as of Mar. 2026. GuruFocus rates WBO:ALLS with a GF Score™ of 73/100 and a GF Value™ of €175.54 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 452 Insurance companies, Allstate ranks better than 88.94% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Allstate's 5-Year RORE % for the quarter that ended in Mar. 2026 was 67.05%.

The industry rank for Allstate's 5-Year RORE % or its related term are showing as below:

WBO:ALLS's 5-Year RORE % is ranked better than
88.94% of 452 companies
in the Insurance industry
Industry Median: 11.41 vs WBO:ALLS: 67.05

Allstate  (WBO:ALLS) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Allstate 5-Year RORE % Related Terms


Allstate 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Allstate's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate 5-Year RORE % Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.89 -38.78 -79.24 5.54 89.94

Allstate Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.70 46.22 67.80 89.94 67.05

WBO:ALLS vs TRV, CINF, WRB: 5-Year RORE % Comparison

For the Insurance - Property & Casualty subindustry, Allstate's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate 5-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Allstate's 5-Year RORE % falls into.


WBO:ALLS
73GF Score
Allstate Corp WBO:ALLS
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Allstate 5-Year RORE % Calculation

Allstate's 5-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 38.886-10.279 )/( 58.453-15.786 )
=28.607/42.667
=67.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 67.05 mean?
Allstate (WBO:ALLS) has a 5-Year RORE % of 67.05 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Allstate and its competitors. According to the industry distribution chart, Allstate ranks #50 out of 452 companies in the Insurance industry, placing it in the top 11.1%.
Is Allstate's 5-Year RORE % too high?
Allstate's current 5-Year RORE % is 67.05. The Insurance industry median 5-Year RORE % is 11.41. Allstate's value of 67.05 is 487.6% above this industry median. Based on the distribution chart, Allstate ranks #50 out of 452 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allstate has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's 5-Year RORE % compare to TRV and CINF?
According to the Insurance industry distribution chart, Allstate ranks #50 out of 452 companies for 5-Year RORE %. This places Allstate in the top 11% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 11.41. Allstate's value of 67.05 is 487.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for an Insurance company?
The median 5-Year RORE % among Insurance companies is 11.41, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allstate's current 5-Year RORE % of 67.05 is 487.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Allstate and its competitors. For the Insurance industry, the median 5-Year RORE % is 11.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allstate's current 5-Year RORE % is 67.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (WBO:ALLS) is currently considered Modestly Overvalued. The stock's GF Value™ is €175.54, compared to a current price of €212.70 — trading 21.2% above its estimated fair value. The current 5-Year RORE % is 67.05 and 487.6% above the Insurance industry median of 11.41. Allstate's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Allstate (WBO:ALLS), the current 5-Year RORE % is 67.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (WBO:ALLS) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of €212.70 is trading 21.2% above its estimated GF Value™ of €175.54. GuruFocus considers Allstate to be Modestly Overvalued.

Key valuation signals for WBO:ALLS:

  • 5-Year RORE %: 67.05
  • GF Value™: €175.54 vs. price of €212.70 (21.2% above fair value)
  • GF Score™: 73/100 with 6 warning signs
  • Industry Position: 487.6% above the Insurance median (#50 of 452)

No single metric tells the full story. See the WBO:ALLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
73GF Score

Get the complete analysis for WBO:ALLS

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€212.70
Price
€175.54
GF Value