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Citizens Financial Group's quarterly Gross Loan
increased
from Dec. 2025 ($142,810 Mil) to Mar. 2026 ($145,204 Mil) and
increased
from Mar. 2026 ($145,204 Mil) to Jun. 2026 ($148,949 Mil).
Citizens Financial Group's annual Gross Loan
declined
from Dec. 2023 ($145,590 Mil) to Dec. 2024 ($139,034 Mil) but then
increased
from Dec. 2024 ($139,034 Mil) to Dec. 2025 ($142,810 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.
Citizens Financial Group (CFG) has a Gross Loan of $148,949 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Citizens Financial Group and its competitors.
Is Citizens Financial Group's Gross Loan too high?
Citizens Financial Group's current Gross Loan is $148,949 Mil. Overall, Citizens Financial Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's Gross Loan compare to BAP and RF?
Citizens Financial Group's Gross Loan of $148,949 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Citizens Financial Group and its competitors. Citizens Financial Group's current Gross Loan is $148,949 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial Group (CFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.81, compared to a current price of $74.06 — trading 51.7% above its estimated fair value. The current Gross Loan is $148,949 Mil. Citizens Financial Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Citizens Financial Group (CFG), the current Gross Loan is $148,949 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Financial Group (CFG) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued.
The current stock price of $74.06 is trading 51.7% above its estimated GF Value™ of $48.81.
GuruFocus considers Citizens Financial Group to be Significantly Overvalued.
Key valuation signals for CFG:
Gross Loan: $148,949 Mil
GF Value™: $48.81 vs. price of $74.06 (51.7% above fair value)
No single metric tells the full story. See the CFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
67GF Score
Get the complete analysis for CFG
Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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