CFG (Citizens Financial Group) Change In Receivables: $0 Mil (TTM As of Mar. 2026)

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CFG Citizens Financial Group Inc CFG
67 GF Score
Price $72.39
GF Value $48.48
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Citizens Financial Group Change In Receivables?

Citizens Financial Group CFG -2.70% 67 Change In Receivables is $0 Mil as of Mar. 2026. GuruFocus rates CFG with a GF Score™ of 67/100 and a GF Value™ of $48.48 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Citizens Financial Group's change in receivables for the quarter that ended in Mar. 2026 was $0 Mil. It means Citizens Financial Group's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Citizens Financial Group's change in receivables for the fiscal year that ended in Dec. 2025 was $0 Mil. It means Citizens Financial Group's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Citizens Financial Group's Accounts Receivable for the quarter that ended in Mar. 2026 was $0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Citizens Financial Group's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Citizens Financial Group's liquidation value for the three months ended in Mar. 2026 was $-152,225 Mil.

Citizens Financial Group  (NYSE:CFG) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Citizens Financial Group's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/2168*91
=0.00

2. In Ben Graham's calculation of liquidation value, Citizens Financial Group's accounts receivable are only considered to be worth 75% of book value:

Citizens Financial Group's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=49521-201746+0.75 * 0+0.5 * 0
=-152,225

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial Group Change In Receivables Related Terms

Citizens Financial Group Change In Receivables Historical Data

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The historical data trend for Citizens Financial Group's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial Group Change In Receivables Chart

Citizens Financial Group Annual Data
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Change In Receivables
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Citizens Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CFG
67GF Score
Citizens Financial Group Inc CFG
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Financial Group Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0 Mil mean?
Citizens Financial Group (CFG) has a Change In Receivables of $0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Citizens Financial Group and its competitors.
Is Citizens Financial Group's Change In Receivables too high?
Citizens Financial Group's current Change In Receivables is $0 Mil. Overall, Citizens Financial Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's Change In Receivables compare to BAP and RF?
Citizens Financial Group's Change In Receivables of $0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Citizens Financial Group and its competitors. Citizens Financial Group's current Change In Receivables is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial Group (CFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.48, compared to a current price of $72.39 — trading 49.3% above its estimated fair value. The current Change In Receivables is $0 Mil. Citizens Financial Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Citizens Financial Group (CFG), the current Change In Receivables is $0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial Group (CFG) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued. The current stock price of $72.39 is trading 49.3% above its estimated GF Value™ of $48.48. GuruFocus considers Citizens Financial Group to be Significantly Overvalued.

Key valuation signals for CFG:

  • Change In Receivables: $0 Mil
  • GF Value™: $48.48 vs. price of $72.39 (49.3% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the CFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Financial Group Business Description

Address One Citizens Plaza, Providence, RI, USA, 02903
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
67GF Score

Get the complete analysis for CFG

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.39
Price
$48.48
GF Value