Citizens Financial GroupCFG +1.07%67 3-Year Revenue Growth Rate is 4.00% as of Mar. 2026, which is 30% below its 10-year median of 5.75. GuruFocus rates CFG with a GF Scoreâ„¢ of 67/100 and a GF Valueâ„¢ of $48.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,486 Banks companies, Citizens Financial Group ranks worse than 65.61% on this metric.
During the past 12 months, Citizens Financial Group's average Revenue per Share Growth Rate was 12.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 4.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 3.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 7.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Citizens Financial Group was 12.80% per year. The lowest was -2.20% per year. And the median was 5.75% per year.
Citizens Financial Group (NYSE:CFG) 3-Year Revenue Growth Rate Explanation
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Citizens Financial Group 3-Year Revenue Growth Rate Related Terms
CFG vs BAP, RF, KEY: 3-Year Revenue Growth Rate Comparison
For the Banks - Regional subindustry, Citizens Financial Group's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Financial Group 3-Year Revenue Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Financial Group's 3-Year Revenue Growth Rate distribution charts can be found below:
* The bar in red indicates where Citizens Financial Group's 3-Year Revenue Growth Rate falls into.
Citizens Financial Group 3-Year Revenue Growth Rate Calculation
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 4.00% mean?
Citizens Financial Group (CFG) has a 3-Year Revenue Growth Rate of 4.00% as of Mar. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Citizens Financial Group and its competitors. This is 30% below median its historical median of 5.75. According to the industry distribution chart, Citizens Financial Group ranks #975 out of 1486 companies in the Banks industry, placing it in the top 65.6%.
Is Citizens Financial Group's 3-Year Revenue Growth Rate too high?
Citizens Financial Group's current 3-Year Revenue Growth Rate of 4.00% is 30% below median its 10-year median of 5.75. The Banks industry median 3-Year Revenue Growth Rate is 6.90. Citizens Financial Group's value of 4.00% is 42% below this industry median. Based on the distribution chart, Citizens Financial Group ranks #975 out of 1486 companies in the Banks industry, which is below the industry midpoint. Overall, Citizens Financial Group has a GF Scoreâ„¢ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's 3-Year Revenue Growth Rate compare to BAP and RF?
According to the Banks industry distribution chart, Citizens Financial Group ranks #975 out of 1486 companies for 3-Year Revenue Growth Rate. This places Citizens Financial Group in the lower half of its industry. The industry median 3-Year Revenue Growth Rate is 6.90. Citizens Financial Group's value of 4.00% is 42% below this benchmark. While the company's 10-year median is 5.75 vs. the industry median of 6.90, Citizens Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Banks company?
The median 3-Year Revenue Growth Rate among Banks companies is 6.90, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizens Financial Group's current 3-Year Revenue Growth Rate of 4.00% is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Citizens Financial Group and its competitors. For the Banks industry, the median 3-Year Revenue Growth Rate is 6.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Financial Group's current 3-Year Revenue Growth Rate is 4.00%, which is 30% below median its own 10-year median of 5.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial Group (CFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.03, compared to a current price of $69.73 — trading 45.2% above its estimated fair value. The current 3-Year Revenue Growth Rate is 4.00%, which is 30% below median its 10-year median of 5.75 and 42% below the Banks industry median of 6.90. Citizens Financial Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Citizens Financial Group (CFG), the current 3-Year Revenue Growth Rate is 4.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Financial Group (CFG) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued.
The current stock price of $69.73 is trading 45.2% above its estimated GF Value™ of $48.03.
GuruFocus considers Citizens Financial Group to be Significantly Overvalued.
Key valuation signals for CFG:
3-Year Revenue Growth Rate: 4.00% (30% below median its 10-year median of 5.75)
GF Value™: $48.03 vs. price of $69.73 (45.2% above fair value)
Industry Position: 42% below the Banks median (#975 of 1486)
No single metric tells the full story. See the CFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
67GF Score
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