CFG (Citizens Financial Group) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


CFG Citizens Financial Group Inc CFG
67 GF Score
Price $70.46
GF Value $48.14
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Citizens Financial Group ROC (Joel Greenblatt) %?

Citizens Financial Group CFG +0.56% 67 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates CFG with a GF Score™ of 67/100 and a GF Value™ of $48.14 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 47 Banks companies, Citizens Financial Group ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CFG
67GF Score
Citizens Financial Group Inc CFG
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Citizens Financial Group (CFG) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Citizens Financial Group and its competitors. According to the industry distribution chart, Citizens Financial Group ranks #999999 out of 47 companies in the Banks industry.
Is Citizens Financial Group's ROC (Joel Greenblatt) % too high?
Citizens Financial Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Citizens Financial Group ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citizens Financial Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's ROC (Joel Greenblatt) % compare to BAP and RF?
According to the Banks industry distribution chart, Citizens Financial Group ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Citizens Financial Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 70.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 70.66, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Citizens Financial Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 70.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Financial Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial Group (CFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.14, compared to a current price of $70.46 — trading 46.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Citizens Financial Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Citizens Financial Group (CFG), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial Group (CFG) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued. The current stock price of $70.46 is trading 46.4% above its estimated GF Value™ of $48.14. GuruFocus considers Citizens Financial Group to be Significantly Overvalued.

Key valuation signals for CFG:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $48.14 vs. price of $70.46 (46.4% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the CFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Financial Group Business Description

Address One Citizens Plaza, Providence, RI, USA, 02903
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
67GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.46
Price
$48.14
GF Value