Citizens Financial GroupCFG +0.71%67 FCF Yield % is 8.51 as of Jun. 24, 2026, which is 7% below its 10-year median of 9.19. GuruFocus rates CFG with a GF Score™ of 67/100 and a GF Value™ of $48.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Citizens Financial Group ranks better than 51.76% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Citizens Financial Group FCF Yield % Related Terms
Citizens Financial Group FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Citizens Financial Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Financial Group FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Financial Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Citizens Financial Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Financial Group (CFG) has a FCF Yield % of 8.51 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Citizens Financial Group and its competitors. This is near median its historical median of 9.19. According to the industry distribution chart, Citizens Financial Group ranks #726 out of 1505 companies in the Banks industry, placing it in the top 48.2%.
Is Citizens Financial Group's FCF Yield % too high?
Citizens Financial Group's current FCF Yield % of 8.51 is near median its 10-year median of 9.19. The Banks industry median FCF Yield % is 8.26. Citizens Financial Group's value of 8.51 is 3% above this industry median. Based on the distribution chart, Citizens Financial Group ranks #726 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Citizens Financial Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's FCF Yield % compare to BAP and RF?
According to the Banks industry distribution chart, Citizens Financial Group ranks #726 out of 1505 companies for FCF Yield %. This puts Citizens Financial Group in the upper half of its industry. The industry median FCF Yield % is 8.26. Citizens Financial Group's value of 8.51 is 3% above this benchmark. While the company's 10-year median is 9.19 vs. the industry median of 8.26, Citizens Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizens Financial Group's current FCF Yield % of 8.51 is 3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Citizens Financial Group and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Financial Group's current FCF Yield % is 8.51, which is near median its own 10-year median of 9.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial Group (CFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.03, compared to a current price of $69.48 — trading 44.7% above its estimated fair value. The current FCF Yield % is 8.51, which is near median its 10-year median of 9.19 and 3% above the Banks industry median of 8.26. Citizens Financial Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Citizens Financial Group (CFG), the current FCF Yield % is 8.51 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Financial Group (CFG) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued.
The current stock price of $69.48 is trading 44.7% above its estimated GF Value™ of $48.03.
GuruFocus considers Citizens Financial Group to be Significantly Overvalued.
Key valuation signals for CFG:
FCF Yield %: 8.51 (near median its 10-year median of 9.19)
GF Value™: $48.03 vs. price of $69.48 (44.7% above fair value)
Industry Position: 3% above the Banks median (#726 of 1505)
No single metric tells the full story. See the CFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
67GF Score
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