CFG (Citizens Financial Group) 1-Year Share Buyback Ratio: 2.30% (As of Jun. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CFG Citizens Financial Group Inc CFG
62 GF Score
Price $72.61
GF Value $51.24
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Citizens Financial Group 1-Year Share Buyback Ratio?

Citizens Financial Group CFG -0.08% 62 1-Year Share Buyback Ratio is 2.30 as of Jun. 2026. GuruFocus rates CFG with a GF Score™ of 62/100 and a GF Value™ of $51.24 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 907 Banks companies, Citizens Financial Group ranks better than 83.24% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Citizens Financial Group's current 1-Year Share Buyback Ratio was 2.30%.

CFG's 1-Year Share Buyback Ratio is ranked better than
83.24% of 907 companies
in the Banks industry
Industry Median: -0.1 vs CFG: 2.30

Citizens Financial Group  (NYSE:CFG) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Citizens Financial Group 1-Year Share Buyback Ratio Related Terms


CFG vs BAP, RF, HBAN: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Citizens Financial Group's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Group 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Group's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Financial Group's 1-Year Share Buyback Ratio falls into.


CFG
62GF Score
Citizens Financial Group Inc CFG
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Financial Group 1-Year Share Buyback Ratio Calculation

Citizens Financial Group's 1-Year Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Jun. 2025 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Jun. 2025 )
=(432.769 - 422.678) / 432.769
=2.3%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 2.30 mean?
Citizens Financial Group (CFG) has a 1-Year Share Buyback Ratio of 2.30 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Citizens Financial Group and its competitors. According to the industry distribution chart, Citizens Financial Group ranks #152 out of 907 companies in the Banks industry, placing it in the top 16.8%.
Is Citizens Financial Group's 1-Year Share Buyback Ratio too high?
Citizens Financial Group's current 1-Year Share Buyback Ratio is 2.30. Based on the distribution chart, Citizens Financial Group ranks #152 out of 907 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Citizens Financial Group has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial Group's 1-Year Share Buyback Ratio compare to BAP and RF?
According to the Banks industry distribution chart, Citizens Financial Group ranks #152 out of 907 companies for 1-Year Share Buyback Ratio. This places Citizens Financial Group in the top 17% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Citizens Financial Group and its competitors. Citizens Financial Group's current 1-Year Share Buyback Ratio is 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial Group (CFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $51.24, compared to a current price of $72.61 — trading 41.7% above its estimated fair value. The current 1-Year Share Buyback Ratio is 2.30. Citizens Financial Group's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Citizens Financial Group (CFG), the current 1-Year Share Buyback Ratio is 2.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial Group (CFG) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial Group stock appears to be overvalued. The current stock price of $72.61 is trading 41.7% above its estimated GF Value™ of $51.24. GuruFocus considers Citizens Financial Group to be Significantly Overvalued.

Key valuation signals for CFG:

  • 1-Year Share Buyback Ratio: 2.30
  • GF Value™: $51.24 vs. price of $72.61 (41.7% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the CFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Financial Group Business Description

Address One Citizens Plaza, Providence, RI, USA, 02903
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
62GF Score

Get the complete analysis for CFG

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.61
Price
$51.24
GF Value