KINS (Kingstone) Gross Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KINS Kingstone Companies Inc KINS
66 GF Score
Price $19.64
GF Value $19.43
Valuation Fairly Valued
! 4 Warning Signs
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What is Kingstone Gross Loan?

Gross Loan only applies to banks.

KINS
66GF Score
Kingstone Companies Inc KINS
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Kingstone (KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kingstone stock appears to be overvalued. The current stock price of $19.64 is trading 1.1% above its estimated GF Value™ of $19.43. GuruFocus considers Kingstone to be Fairly Valued.

Key valuation signals for KINS:

  • Gross Loan:
  • GF Value™: $19.43 vs. price of $19.64 (1.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kingstone Business Description

Address 120 Wood Road, Kingston, NY, USA, 12401
Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.
66GF Score

Get the complete analysis for KINS

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.64
Price
$19.43
GF Value