KINS (Kingstone) E10: $0.31 (As of Jun. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KINS Kingstone Companies Inc KINS
66 GF Score
Price $19.58
GF Value $19.43
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Kingstone E10?

Kingstone KINS -0.96% 66 E10 is $0.31 as of Jun. 2026. GuruFocus rates KINS with a GF Score™ of 66/100 and a GF Value™ of $19.43 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kingstone's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.050. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.31 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Kingstone's average E10 Growth Rate was 55.00% per year. During the past 3 years, the average E10 Growth Rate was 12.60% per year. During the past 5 years, the average E10 Growth Rate was -18.10% per year. During the past 10 years, the average E10 Growth Rate was -14.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kingstone was 58.70% per year. The lowest was -44.60% per year. And the median was 4.35% per year.

As of today (2026-08-21), Kingstone's current stock price is $19.58. Kingstone's E10 for the quarter that ended in Jun. 2026 was $0.31. Kingstone's Shiller PE Ratio of today is 63.16.

During the past 13 years, the highest Shiller PE Ratio of Kingstone was 136.15. The lowest was 4.33. And the median was 22.15.


Kingstone  (NAS:KINS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kingstone's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=19.58/0.31
=63.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kingstone was 136.15. The lowest was 4.33. And the median was 22.15.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kingstone E10 Related Terms


Kingstone E10 Historical Data

* Premium members only.

The historical data trend for Kingstone's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kingstone E10 Chart

Kingstone Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.21 0.09 0.14 0.30

Kingstone Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.23 0.30 0.25 0.31

KINS vs NODK, AII, GBLI: E10 Comparison

For the Insurance - Property & Casualty subindustry, Kingstone's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kingstone Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kingstone's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kingstone's Shiller PE Ratio falls into.


KINS
66GF Score
Kingstone Companies Inc KINS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kingstone E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kingstone's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.05/333.9520*333.9520
=1.050

Current CPI (Jun. 2026) = 333.9520.

Kingstone Quarterly Data

per share eps CPI Adj_EPS
201609 0.430 241.428 0.595
201612 0.250 241.432 0.346
201703 0.150 243.801 0.205
201706 0.230 244.955 0.314
201709 0.380 246.819 0.514
201712 0.170 246.524 0.230
201803 -0.250 249.554 -0.335
201806 0.250 251.989 0.331
201809 0.360 252.439 0.476
201812 -0.080 251.233 -0.106
201903 -0.680 254.202 -0.893
201906 0.150 256.143 0.196
201909 -0.160 256.759 -0.208
201912 0.140 256.974 0.182
202003 -0.500 258.115 -0.647
202006 0.430 257.797 0.557
202009 -0.120 260.280 -0.154
202012 0.280 260.474 0.359
202103 -0.030 264.877 -0.038
202106 0.120 271.696 0.147
202109 -1.010 274.310 -1.230
202112 0.200 278.802 0.240
202203 -0.870 287.504 -1.011
202206 -0.510 296.311 -0.575
202209 -0.380 296.808 -0.428
202212 -0.370 296.797 -0.416
202303 -0.470 301.836 -0.520
202306 -0.050 305.109 -0.055
202309 -0.330 307.789 -0.358
202312 0.270 306.746 0.294
202403 0.120 312.332 0.128
202406 0.370 314.175 0.393
202409 0.550 315.301 0.583
202412 0.400 315.605 0.423
202503 0.270 319.799 0.282
202506 0.780 322.561 0.808
202509 0.740 324.800 0.761
202512 1.030 324.054 1.061
202603 -0.400 330.213 -0.405
202606 1.050 333.952 1.050

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.31 mean?
Kingstone (KINS) has a E10 of $0.31 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kingstone and its competitors.
Is Kingstone's E10 too high?
Kingstone's current E10 is $0.31. Overall, Kingstone has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kingstone's E10 compare to NODK and AII?
Kingstone's E10 of $0.31 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kingstone and its competitors. Kingstone's current E10 is $0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kingstone stock overvalued right now?
Based on GuruFocus' analysis, Kingstone (KINS) is currently considered Fairly Valued. The stock's GF Value™ is $19.43, compared to a current price of $19.58 — trading 0.8% above its estimated fair value. The current E10 is $0.31. Kingstone's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kingstone (KINS), the current E10 is $0.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kingstone (KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kingstone stock appears to be overvalued. The current stock price of $19.58 is trading 0.8% above its estimated GF Value™ of $19.43. GuruFocus considers Kingstone to be Fairly Valued.

Key valuation signals for KINS:

  • E10: $0.31
  • GF Value™: $19.43 vs. price of $19.58 (0.8% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kingstone Business Description

Address 120 Wood Road, Kingston, NY, USA, 12401
Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.
66GF Score

Get the complete analysis for KINS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.58
Price
$19.43
GF Value