KINS (Kingstone) Cyclically Adjusted FCF per Share: $2.10 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KINS Kingstone Companies Inc KINS
66 GF Score
Price $19.61
GF Value $19.43
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Kingstone Cyclically Adjusted FCF per Share?

Kingstone KINS +0.15% 66 Cyclically Adjusted FCF per Share is $2.10 as of Jun. 2026. GuruFocus rates KINS with a GF Score™ of 66/100 and a GF Value™ of $19.43 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Kingstone's adjusted free cash flow per share for the three months ended in Jun. 2026 was $1.897. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.10 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Kingstone's average Cyclically Adjusted FCF Growth Rate was 10.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 1.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -1.50% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 3.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Kingstone was 50.80% per year. The lowest was -6.40% per year. And the median was 16.20% per year.

As of today (2026-08-21), Kingstone's current stock price is $19.61. Kingstone's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $2.10. Kingstone's Cyclically Adjusted Price-to-FCF of today is 9.34.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Kingstone was 13.05. The lowest was 0.47. And the median was 4.38.


Kingstone  (NAS:KINS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Kingstone's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=19.61/2.10
=9.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Kingstone was 13.05. The lowest was 0.47. And the median was 4.38.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Kingstone Cyclically Adjusted FCF per Share Related Terms


Kingstone Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Kingstone's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kingstone Cyclically Adjusted FCF per Share Chart

Kingstone Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 1.86 1.56 1.73 1.93

Kingstone Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.90 1.92 1.93 1.98 2.10

KINS vs NODK, AII, GBLI: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Kingstone's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kingstone Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Kingstone's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Kingstone's Cyclically Adjusted Price-to-FCF falls into.


KINS
66GF Score
Kingstone Companies Inc KINS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kingstone Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kingstone's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.897/333.9520*333.9520
=1.897

Current CPI (Jun. 2026) = 333.9520.

Kingstone Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.686 241.428 0.949
201612 0.208 241.432 0.288
201703 0.148 243.801 0.203
201706 0.426 244.955 0.581
201709 1.188 246.819 1.607
201712 0.580 246.524 0.786
201803 -0.029 249.554 -0.039
201806 0.454 251.989 0.602
201809 1.070 252.439 1.416
201812 0.318 251.233 0.423
201903 0.154 254.202 0.202
201906 0.630 256.143 0.821
201909 0.729 256.759 0.948
201912 0.891 256.974 1.158
202003 -1.452 258.115 -1.879
202006 0.429 257.797 0.556
202009 -0.058 260.280 -0.074
202012 -0.174 260.474 -0.223
202103 0.034 264.877 0.043
202106 1.089 271.696 1.339
202109 1.329 274.310 1.618
202112 -0.602 278.802 -0.721
202203 -1.783 287.504 -2.071
202206 0.253 296.311 0.285
202209 0.469 296.808 0.528
202212 0.544 296.797 0.612
202303 -0.356 301.836 -0.394
202306 -1.309 305.109 -1.433
202309 0.072 307.789 0.078
202312 0.370 306.746 0.403
202403 0.471 312.332 0.504
202406 0.547 314.175 0.581
202409 1.673 315.301 1.772
202412 1.729 315.605 1.830
202503 1.191 319.799 1.244
202506 0.604 322.561 0.625
202509 1.731 324.800 1.780
202512 1.560 324.054 1.608
202603 0.545 330.213 0.551
202606 1.897 333.952 1.897

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.10 mean?
Kingstone (KINS) has a Cyclically Adjusted FCF per Share of $2.10 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Kingstone and its competitors.
Is Kingstone's Cyclically Adjusted FCF per Share too high?
Kingstone's current Cyclically Adjusted FCF per Share is $2.10. Overall, Kingstone has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kingstone's Cyclically Adjusted FCF per Share compare to NODK and AII?
Kingstone's Cyclically Adjusted FCF per Share of $2.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Kingstone and its competitors. Kingstone's current Cyclically Adjusted FCF per Share is $2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kingstone stock overvalued right now?
Based on GuruFocus' analysis, Kingstone (KINS) is currently considered Fairly Valued. The stock's GF Value™ is $19.43, compared to a current price of $19.61 — trading 0.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.10. Kingstone's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Kingstone (KINS), the current Cyclically Adjusted FCF per Share is $2.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kingstone (KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kingstone stock appears to be overvalued. The current stock price of $19.61 is trading 0.9% above its estimated GF Value™ of $19.43. GuruFocus considers Kingstone to be Fairly Valued.

Key valuation signals for KINS:

  • Cyclically Adjusted FCF per Share: $2.10
  • GF Value™: $19.43 vs. price of $19.61 (0.9% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kingstone Business Description

Address 120 Wood Road, Kingston, NY, USA, 12401
Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.
66GF Score

Get the complete analysis for KINS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.61
Price
$19.43
GF Value