KINS (Kingstone) Shiller PE Ratio: 64.39 (As of Sep. 06, 2026) — 188% Above Median

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KINS Kingstone Companies Inc KINS
67 GF Score
Price $19.96
GF Value $19.73
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Kingstone Shiller PE Ratio?

Kingstone KINS -1.19% 67 Shiller PE Ratio is 64.39 as of Sep. 06, 2026, which is 188% above its 10-year median of 22.32. GuruFocus rates KINS with a GF Score™ of 67/100 and a GF Value™ of $19.73 (Fairly Valued). The stock has 5 warning signs investors should review. Among 368 Insurance companies, Kingstone ranks worse than 95.65% on this metric.

As of today (2026-09-06), Kingstone's current share price is $19.96. Kingstone's E10 for the quarter that ended in Jun. 2026 was $0.31. Kingstone's Shiller PE Ratio for today is 64.39.

The historical rank and industry rank for Kingstone's Shiller PE Ratio or its related term are showing as below:

KINS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.33   Med: 22.32   Max: 136.15
Current: 64.42

During the past years, Kingstone's highest Shiller PE Ratio was 136.15. The lowest was 4.33. And the median was 22.32.

KINS's Shiller PE Ratio is ranked worse than
95.65% of 368 companies
in the Insurance industry
Industry Median: 16.715 vs KINS: 64.42

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kingstone's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.050. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.31 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kingstone  (NAS:KINS) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Kingstone Shiller PE Ratio Related Terms


Kingstone Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Kingstone's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kingstone Shiller PE Ratio Chart

Kingstone Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.94 6.57 24.51 110.20 56.87

Kingstone Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.61 64.56 56.87 57.85 61.42

KINS vs NODK, GBLI, ACIC: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, Kingstone's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kingstone Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kingstone's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kingstone's Shiller PE Ratio falls into.


KINS
67GF Score
Kingstone Companies Inc KINS
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kingstone Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kingstone's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=19.96/0.31
=64.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kingstone's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Kingstone's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.05/333.9520*333.9520
=1.050

Current CPI (Jun. 2026) = 333.9520.

Kingstone Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.430 241.428 0.595
201612 0.250 241.432 0.346
201703 0.150 243.801 0.205
201706 0.230 244.955 0.314
201709 0.380 246.819 0.514
201712 0.170 246.524 0.230
201803 -0.250 249.554 -0.335
201806 0.250 251.989 0.331
201809 0.360 252.439 0.476
201812 -0.080 251.233 -0.106
201903 -0.680 254.202 -0.893
201906 0.150 256.143 0.196
201909 -0.160 256.759 -0.208
201912 0.140 256.974 0.182
202003 -0.500 258.115 -0.647
202006 0.430 257.797 0.557
202009 -0.120 260.280 -0.154
202012 0.280 260.474 0.359
202103 -0.030 264.877 -0.038
202106 0.120 271.696 0.147
202109 -1.010 274.310 -1.230
202112 0.200 278.802 0.240
202203 -0.870 287.504 -1.011
202206 -0.510 296.311 -0.575
202209 -0.380 296.808 -0.428
202212 -0.370 296.797 -0.416
202303 -0.470 301.836 -0.520
202306 -0.050 305.109 -0.055
202309 -0.330 307.789 -0.358
202312 0.270 306.746 0.294
202403 0.120 312.332 0.128
202406 0.370 314.175 0.393
202409 0.550 315.301 0.583
202412 0.400 315.605 0.423
202503 0.270 319.799 0.282
202506 0.780 322.561 0.808
202509 0.740 324.800 0.761
202512 1.030 324.054 1.061
202603 -0.400 330.213 -0.405
202606 1.050 333.952 1.050

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 64.39 mean?
Kingstone (KINS) has a Shiller PE Ratio of 64.39 as of Sep. 06, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Kingstone and its competitors. This is 188% above median its historical median of 22.32. Over the past decade, Kingstone's Shiller PE Ratio has ranged from 4.33 to 136.15. According to the industry distribution chart, Kingstone ranks #352 out of 368 companies in the Insurance industry, placing it in the top 95.7%.
Is Kingstone's Shiller PE Ratio too high?
Kingstone's current Shiller PE Ratio of 64.39 is 188% above median its 10-year median of 22.32. Over the past 10 years, this metric has ranged from a low of 4.33 to a high of 136.15. The Insurance industry median Shiller PE Ratio is 16.72. Kingstone's value of 64.39 is 285.2% above this industry median. Based on the distribution chart, Kingstone ranks #352 out of 368 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kingstone has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kingstone's Shiller PE Ratio compare to NODK and GBLI?
According to the Insurance industry distribution chart, Kingstone ranks #352 out of 368 companies for Shiller PE Ratio. This places Kingstone in the lower half of its industry. The industry median Shiller PE Ratio is 16.72. Kingstone's value of 64.39 is 285.2% above this benchmark. Historically, Kingstone's own Shiller PE Ratio has ranged from 4.33 to 136.15 over the past decade. While the company's 10-year median is 22.32 vs. the industry median of 16.72, Kingstone has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.72, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kingstone's current Shiller PE Ratio of 64.39 is 285.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Kingstone and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kingstone's current Shiller PE Ratio is 64.39, which is 188% above median its own 10-year median of 22.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kingstone stock overvalued right now?
Based on GuruFocus' analysis, Kingstone (KINS) is currently considered Fairly Valued. The stock's GF Value™ is $19.73, compared to a current price of $19.96 — trading 1.2% above its estimated fair value. The current Shiller PE Ratio is 64.39, which is 188% above median its 10-year median of 22.32 and 285.2% above the Insurance industry median of 16.72. Kingstone's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Kingstone (KINS), the current Shiller PE Ratio is 64.39 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kingstone (KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kingstone stock appears to be overvalued. The current stock price of $19.96 is trading 1.2% above its estimated GF Value™ of $19.73. GuruFocus considers Kingstone to be Fairly Valued.

Key valuation signals for KINS:

  • Shiller PE Ratio: 64.39 (188% above median its 10-year median of 22.32)
  • GF Value™: $19.73 vs. price of $19.96 (1.2% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 285.2% above the Insurance median (#352 of 368)

No single metric tells the full story. See the KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kingstone Business Description

Address 120 Wood Road, Kingston, NY, USA, 12401
Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.
67GF Score

Get the complete analysis for KINS

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.96
Price
$19.73
GF Value