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KingstoneKINS +1.33%66 OCF Margin % is 43.65% as of Jun. 2026, which is 122% above its 10-year median of 19.62. GuruFocus rates KINS with a GF Score™ of 66/100 and a GF Value™ of $19.43 (Fairly Valued). The stock has 4 warning signs investors should review. Among 502 Insurance companies, Kingstone ranks better than 88.05% on this metric.
The historical data trend for Kingstone's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Kingstone's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kingstone OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kingstone's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Kingstone's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kingstone (KINS) has a OCF Margin % of 43.65% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Kingstone and its competitors. This is 122% above median its historical median of 19.62. According to the industry distribution chart, Kingstone ranks #60 out of 502 companies in the Insurance industry, placing it in the top 12%.
Is Kingstone's OCF Margin % too high?
Kingstone's current OCF Margin % of 43.65% is 122% above median its 10-year median of 19.62. The Insurance industry median OCF Margin % is 10.46. Kingstone's value of 43.65% is 317.3% above this industry median. Based on the distribution chart, Kingstone ranks #60 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Kingstone has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kingstone's OCF Margin % compare to NODK and AII?
According to the Insurance industry distribution chart, Kingstone ranks #60 out of 502 companies for OCF Margin %. This places Kingstone in the top 12% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.46. Kingstone's value of 43.65% is 317.3% above this benchmark. While the company's 10-year median is 19.62 vs. the industry median of 10.46, Kingstone has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.46, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kingstone's current OCF Margin % of 43.65% is 317.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Kingstone and its competitors. For the Insurance industry, the median OCF Margin % is 10.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kingstone's current OCF Margin % is 43.65%, which is 122% above median its own 10-year median of 19.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kingstone stock overvalued right now?
Based on GuruFocus' analysis, Kingstone (KINS) is currently considered Fairly Valued. The stock's GF Value™ is $19.43, compared to a current price of $19.84 — trading 2.1% above its estimated fair value. The current OCF Margin % is 43.65%, which is 122% above median its 10-year median of 19.62 and 317.3% above the Insurance industry median of 10.46. Kingstone's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Kingstone (KINS), the current OCF Margin % is 43.65% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kingstone (KINS) Overvalued in 2026?
Based on GuruFocus' analysis, Kingstone stock appears to be overvalued.
The current stock price of $19.84 is trading 2.1% above its estimated GF Value™ of $19.43.
GuruFocus considers Kingstone to be Fairly Valued.
Key valuation signals for KINS:
OCF Margin %: 43.65% (122% above median its 10-year median of 19.62)
GF Value™: $19.43 vs. price of $19.84 (2.1% above fair value)
Industry Position: 317.3% above the Insurance median (#60 of 502)
No single metric tells the full story. See the KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.
66GF Score
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