BankUnitedBKU -1.73%72 OCF Yield % is 10.25 as of Jun. 29, 2026, which is 56% below its 10-year median of 23.28. GuruFocus rates BKU with a GF Score™ of 72/100 and a GF Value™ of $39.39 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, BankUnited ranks better than 53.55% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
BankUnited OCF Yield % Related Terms
BankUnited OCF Yield % Historical Data
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The historical data trend for BankUnited's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BankUnited's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankUnited OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BankUnited's OCF Yield % distribution charts can be found below:
* The bar in red indicates where BankUnited's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankUnited (BKU) has a OCF Yield % of 10.25 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BankUnited and its competitors. This is 56% below median its historical median of 23.28. Over the past decade, BankUnited's OCF Yield % has ranged from 6.97 to 80.67. According to the industry distribution chart, BankUnited ranks #699 out of 1505 companies in the Banks industry, placing it in the top 46.4%.
Is BankUnited's OCF Yield % too high?
BankUnited's current OCF Yield % of 10.25 is 56% below median its 10-year median of 23.28. Over the past 10 years, this metric has ranged from a low of 6.97 to a high of 80.67. The Banks industry median OCF Yield % is 9.32. BankUnited's value of 10.25 is 10% above this industry median. Based on the distribution chart, BankUnited ranks #699 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, BankUnited has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankUnited's OCF Yield % compare to FHB and CBU?
According to the Banks industry distribution chart, BankUnited ranks #699 out of 1505 companies for OCF Yield %. This puts BankUnited in the upper half of its industry. The industry median OCF Yield % is 9.32. BankUnited's value of 10.25 is 10% above this benchmark. Historically, BankUnited's own OCF Yield % has ranged from 6.97 to 80.67 over the past decade. While the company's 10-year median is 23.28 vs. the industry median of 9.32, BankUnited has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankUnited's current OCF Yield % of 10.25 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BankUnited and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankUnited's current OCF Yield % is 10.25, which is 56% below median its own 10-year median of 23.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankUnited stock overvalued right now?
Based on GuruFocus' analysis, BankUnited (BKU) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.39, compared to a current price of $48.41 — trading 22.9% above its estimated fair value. The current OCF Yield % is 10.25, which is 56% below median its 10-year median of 23.28 and 10% above the Banks industry median of 9.32. BankUnited's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For BankUnited (BKU), the current OCF Yield % is 10.25 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankUnited (BKU) Overvalued in 2026?
Based on GuruFocus' analysis, BankUnited stock appears to be overvalued.
The current stock price of $48.41 is trading 22.9% above its estimated GF Value™ of $39.39.
GuruFocus considers BankUnited to be Modestly Overvalued.
Key valuation signals for BKU:
OCF Yield %: 10.25 (56% below median its 10-year median of 23.28)
GF Value™: $39.39 vs. price of $48.41 (22.9% above fair value)
Industry Position: 10% above the Banks median (#699 of 1505)
No single metric tells the full story. See the BKU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses. The company also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products including commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
72GF Score
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