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BankUnitedBKU -1.62%69 EV-to-OCF is 13.00 as of Aug. 31, 2026, which is 8% above its 10-year median of 12.07. GuruFocus rates BKU with a GF Score™ of 69/100 and a GF Value™ of $42.32 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,492 Banks companies, BankUnited ranks worse than 80.56% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, BankUnited's Enterprise Value is $4,832 Mil.
BankUnited's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $372 Mil. Therefore, BankUnited's EV-to-OCF for today is 13.00.
The historical rank and industry rank for BankUnited's EV-to-OCF or its related term are showing as below:
BKU'
s EV-to-OCF Range Over the Past 10 Years
Min: 4.13 Med: 12.07 Max: 32.5
Current: 13
During the past 13 years, the highest EV-to-OCF of BankUnited was 32.50. The lowest was 4.13. And the median was 12.07.
BKU's EV-to-OCF is ranked worse than 80.56% of 1492
companies
in the Banks industry
Industry Median: 3.895
vs BKU: 13.00
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BankUnited's share price for today is $45.64.
BankUnited's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.650.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BankUnited EV-to-OCF Related Terms
BankUnited EV-to-OCF Historical Data
* Premium members only.
The historical data trend for BankUnited's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BankUnited's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankUnited EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, BankUnited's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where BankUnited's EV-to-OCF falls into.
BankUnited's current Enterprise Value is $4,832 Mil.
BankUnited's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $372 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankUnited (BKU) has a EV-to-OCF of 13.00 as of Aug. 31, 2026. This is near median its historical median of 12.07. Over the past decade, BankUnited's EV-to-OCF has ranged from 4.13 to 32.50. According to the industry distribution chart, BankUnited ranks #1202 out of 1492 companies in the Banks industry, placing it in the top 80.6%.
Is BankUnited's EV-to-OCF too high?
BankUnited's current EV-to-OCF of 13.00 is near median its 10-year median of 12.07. Over the past 10 years, this metric has ranged from a low of 4.13 to a high of 32.50. The Banks industry median EV-to-OCF is 3.90. BankUnited's value of 13.00 is 233.8% above this industry median. Based on the distribution chart, BankUnited ranks #1202 out of 1492 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BankUnited has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BankUnited's EV-to-OCF compare to CBU and SBCF?
According to the Banks industry distribution chart, BankUnited ranks #1202 out of 1492 companies for EV-to-OCF. This places BankUnited in the lower half of its industry. The industry median EV-to-OCF is 3.90. BankUnited's value of 13.00 is 233.8% above this benchmark. Historically, BankUnited's own EV-to-OCF has ranged from 4.13 to 32.50 over the past decade. While the company's 10-year median is 12.07 vs. the industry median of 3.90, BankUnited has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankUnited's current EV-to-OCF of 13.00 is 233.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankUnited's current EV-to-OCF is 13.00, which is near median its own 10-year median of 12.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankUnited stock overvalued right now?
Based on GuruFocus' analysis, BankUnited (BKU) is currently considered Fairly Valued. The stock's GF Value™ is $42.32, compared to a current price of $45.64 — trading 7.8% above its estimated fair value. The current EV-to-OCF is 13.00, which is near median its 10-year median of 12.07 and 233.8% above the Banks industry median of 3.90. BankUnited's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For BankUnited (BKU), the current EV-to-OCF is 13.00 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankUnited (BKU) Overvalued in 2026?
Based on GuruFocus' analysis, BankUnited stock appears to be overvalued.
The current stock price of $45.64 is trading 7.8% above its estimated GF Value™ of $42.32.
GuruFocus considers BankUnited to be Fairly Valued.
Key valuation signals for BKU:
EV-to-OCF: 13.00 (near median its 10-year median of 12.07)
GF Value™: $42.32 vs. price of $45.64 (7.8% above fair value)
Industry Position: 233.8% above the Banks median (#1202 of 1492)
No single metric tells the full story. See the BKU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses. The company also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products including commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
69GF Score
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