Banco ABC Brasil (BSP:ABCB4) Net Loan: R$19,743 Mil (As of Dec. 2025)

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BSP:ABCB4 Banco ABC Brasil SA BSP:ABCB4
62 GF Score
Price R$23.54
GF Value R$27.37
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Banco ABC Brasil Net Loan?

Banco ABC Brasil BSP:ABCB4 -0.04% 62 Net Loan is R$19,743 Mil as of Dec. 2025. GuruFocus rates BSP:ABCB4 with a GF Score™ of 62/100 and a GF Value™ of R$27.37 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Banco ABC Brasil's quarterly net loan increased from Jun. 2025 (R$17,881 Mil) to Sep. 2025 (R$18,184 Mil) and increased from Sep. 2025 (R$18,184 Mil) to Dec. 2025 (R$19,743 Mil).

Banco ABC Brasil's annual net loan declined from Dec. 2023 (R$20,139 Mil) to Dec. 2024 (R$18,184 Mil) but then increased from Dec. 2024 (R$18,184 Mil) to Dec. 2025 (R$19,743 Mil).

Banco ABC Brasil Net Loan Historical Data

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The historical data trend for Banco ABC Brasil's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco ABC Brasil Net Loan Chart

Banco ABC Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,472.87 21,885.11 20,139.15 19,225.48 19,743.42

Banco ABC Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17,443.23 17,881.21 18,184.24 19,743.42 21,716.80
BSP:ABCB4
62GF Score
Banco ABC Brasil SA BSP:ABCB4
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco ABC Brasil Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R$19,743 Mil mean?
Banco ABC Brasil (BSP:ABCB4) has a Net Loan of R$19,743 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Banco ABC Brasil and its competitors.
Is Banco ABC Brasil's Net Loan too high?
Banco ABC Brasil's current Net Loan is R$19,743 Mil. Overall, Banco ABC Brasil has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco ABC Brasil's Net Loan compare to competitors?
Banco ABC Brasil's Net Loan of R$19,743 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco ABC Brasil and its competitors. Banco ABC Brasil's current Net Loan is R$19,743 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco ABC Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco ABC Brasil (BSP:ABCB4) is currently considered Modestly Undervalued. The stock's GF Value™ is R$27.37, compared to a current price of R$23.54 — trading 14% below its estimated fair value. The current Net Loan is R$19,743 Mil. Banco ABC Brasil's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco ABC Brasil (BSP:ABCB4), the current Net Loan is R$19,743 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco ABC Brasil (BSP:ABCB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco ABC Brasil stock appears to be undervalued. The current stock price of R$23.54 is trading 14% below its estimated GF Value™ of R$27.37. GuruFocus considers Banco ABC Brasil to be Modestly Undervalued.

Key valuation signals for BSP:ABCB4:

  • Net Loan: R$19,743 Mil
  • GF Value™: R$27.37 vs. price of R$23.54 (14% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the BSP:ABCB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco ABC Brasil Business Description

Address Avenide Cidade Jardim, 803 - 2nd floor, Itaim Bibi, Sao Paulo, SP, BRA, 01453-000
Banco ABC Brasil SA operates as a commercial bank specializing in lending and providing services for mid-size and large companies. It focuses on asset and liability operations across multiple banking activities and is authorized to operate in commercial banking, foreign exchange, investment banking, credit, financing, and real estate credit. The company's activities also include debt and equity capital markets, mergers and acquisitions, project finance, energy trading, and insurance brokerage. It derives the majority of its revenue from financial guarantees provided.
62GF Score

Get the complete analysis for BSP:ABCB4

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$23.54
Price
R$27.37
GF Value