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Banco ABC BrasilBSP:ABCB4 +1.60%62 Debt-to-Equity is 5.22 as of Dec. 2025, which is 23% above its 10-year median of 4.24. GuruFocus rates BSP:ABCB4 with a GF Score™ of 62/100 and a GF Value™ of R$27.52 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,421 Banks companies, Banco ABC Brasil ranks worse than 79.87% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco ABC Brasil's Debt-to-Equity or its related term are showing as below:
BSP:ABCB4'
s Debt-to-Equity Range Over the Past 10 Years
Min: 2.3 Med: 4.24 Max: 6.39
Current: 1.63
During the past 13 years, the highest Debt-to-Equity Ratio of Banco ABC Brasil was 6.39. The lowest was 2.30. And the median was 4.24.
BSP:ABCB4's Debt-to-Equity is ranked worse than 79.87% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs BSP:ABCB4: 1.63
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco ABC Brasil Debt-to-Equity Related Terms
Banco ABC Brasil Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banco ABC Brasil's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco ABC Brasil Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Banco ABC Brasil's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco ABC Brasil Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco ABC Brasil's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco ABC Brasil's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco ABC Brasil (BSP:ABCB4) has a Debt-to-Equity of 5.22 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco ABC Brasil and its competitors. This is 23% above median its historical median of 4.24. Over the past decade, Banco ABC Brasil's Debt-to-Equity has ranged from 2.30 to 6.39. According to the industry distribution chart, Banco ABC Brasil ranks #1135 out of 1421 companies in the Banks industry, placing it in the top 79.9%.
Is Banco ABC Brasil's Debt-to-Equity too high?
Banco ABC Brasil's current Debt-to-Equity of 5.22 is 23% above median its 10-year median of 4.24. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 6.39. The Banks industry median Debt-to-Equity is 0.58. Banco ABC Brasil's value of 5.22 is 800% above this industry median. Based on the distribution chart, Banco ABC Brasil ranks #1135 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco ABC Brasil has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco ABC Brasil's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Banco ABC Brasil ranks #1135 out of 1421 companies for Debt-to-Equity. This places Banco ABC Brasil in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Banco ABC Brasil's value of 5.22 is 800% above this benchmark. Historically, Banco ABC Brasil's own Debt-to-Equity has ranged from 2.30 to 6.39 over the past decade. While the company's 10-year median is 4.24 vs. the industry median of 0.58, Banco ABC Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco ABC Brasil's current Debt-to-Equity of 5.22 is 800% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco ABC Brasil and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco ABC Brasil's current Debt-to-Equity is 5.22, which is 23% above median its own 10-year median of 4.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco ABC Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco ABC Brasil (BSP:ABCB4) is currently considered Modestly Undervalued. The stock's GF Value™ is R$27.52, compared to a current price of R$24.09 — trading 12.5% below its estimated fair value. The current Debt-to-Equity is 5.22, which is 23% above median its 10-year median of 4.24 and 800% above the Banks industry median of 0.58. Banco ABC Brasil's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco ABC Brasil (BSP:ABCB4), the current Debt-to-Equity is 5.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco ABC Brasil (BSP:ABCB4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco ABC Brasil stock appears to be undervalued.
The current stock price of R$24.09 is trading 12.5% below its estimated GF Value™ of R$27.52.
GuruFocus considers Banco ABC Brasil to be Modestly Undervalued.
Key valuation signals for BSP:ABCB4:
Debt-to-Equity: 5.22 (23% above median its 10-year median of 4.24)
GF Value™: R$27.52 vs. price of R$24.09 (12.5% below fair value)
Industry Position: 800% above the Banks median (#1135 of 1421)
No single metric tells the full story. See the BSP:ABCB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco ABC Brasil SA operates as a commercial bank specializing in lending and providing services for mid-size and large companies. It focuses on asset and liability operations across multiple banking activities and is authorized to operate in commercial banking, foreign exchange, investment banking, credit, financing, and real estate credit. The company's activities also include debt and equity capital markets, mergers and acquisitions, project finance, energy trading, and insurance brokerage. It derives the majority of its revenue from financial guarantees provided.
62GF Score
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