Banco ABC Brasil (BSP:ABCB4) 3-Year RORE % : 6.97% (As of Dec. 2025)


BSP:ABCB4 Banco ABC Brasil SA BSP:ABCB4
62 GF Score
Price R$23.81
GF Value R$27.27
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Banco ABC Brasil 3-Year RORE %?

Banco ABC Brasil BSP:ABCB4 +0.08% 62 3-Year RORE % is 6.97 as of Dec. 2025. GuruFocus rates BSP:ABCB4 with a GF Score™ of 62/100 and a GF Value™ of R$27.27 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,473 Banks companies, Banco ABC Brasil ranks worse than 57.64% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Banco ABC Brasil's 3-Year RORE % for the quarter that ended in Dec. 2025 was 6.97%.

The industry rank for Banco ABC Brasil's 3-Year RORE % or its related term are showing as below:

BSP:ABCB4's 3-Year RORE % is ranked worse than
57.64% of 1473 companies
in the Banks industry
Industry Median: 9.87 vs BSP:ABCB4: 6.97

Banco ABC Brasil  (BSP:ABCB4) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Banco ABC Brasil 3-Year RORE % Related Terms


Banco ABC Brasil 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Banco ABC Brasil's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco ABC Brasil 3-Year RORE % Chart

Banco ABC Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.44 43.63 20.64 8.02 6.97

Banco ABC Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.86 7.20 6.34 6.97 0.00

Banco ABC Brasil 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Banco ABC Brasil's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco ABC Brasil 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Banco ABC Brasil's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Banco ABC Brasil's 3-Year RORE % falls into.


BSP:ABCB4
62GF Score
Banco ABC Brasil SA BSP:ABCB4
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco ABC Brasil 3-Year RORE % Calculation

Banco ABC Brasil's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 4.174-3.761 )/( 12.028-5.774 )
=0.413/6.254
=6.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 6.97 mean?
Banco ABC Brasil (BSP:ABCB4) has a 3-Year RORE % of 6.97 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco ABC Brasil and its competitors. According to the industry distribution chart, Banco ABC Brasil ranks #849 out of 1473 companies in the Banks industry, placing it in the top 57.6%.
Is Banco ABC Brasil's 3-Year RORE % too high?
Banco ABC Brasil's current 3-Year RORE % is 6.97. The Banks industry median 3-Year RORE % is 9.87. Banco ABC Brasil's value of 6.97 is 29.4% below this industry median. Based on the distribution chart, Banco ABC Brasil ranks #849 out of 1473 companies in the Banks industry, which is below the industry midpoint. Overall, Banco ABC Brasil has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco ABC Brasil's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Banco ABC Brasil ranks #849 out of 1473 companies for 3-Year RORE %. This places Banco ABC Brasil in the lower half of its industry. The industry median 3-Year RORE % is 9.87. Banco ABC Brasil's value of 6.97 is 29.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco ABC Brasil's current 3-Year RORE % of 6.97 is 29.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco ABC Brasil and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco ABC Brasil's current 3-Year RORE % is 6.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco ABC Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco ABC Brasil (BSP:ABCB4) is currently considered Modestly Undervalued. The stock's GF Value™ is R$27.27, compared to a current price of R$23.81 — trading 12.7% below its estimated fair value. The current 3-Year RORE % is 6.97 and 29.4% below the Banks industry median of 9.87. Banco ABC Brasil's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Banco ABC Brasil (BSP:ABCB4), the current 3-Year RORE % is 6.97 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco ABC Brasil (BSP:ABCB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco ABC Brasil stock appears to be undervalued. The current stock price of R$23.81 is trading 12.7% below its estimated GF Value™ of R$27.27. GuruFocus considers Banco ABC Brasil to be Modestly Undervalued.

Key valuation signals for BSP:ABCB4:

  • 3-Year RORE %: 6.97
  • GF Value™: R$27.27 vs. price of R$23.81 (12.7% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 29.4% below the Banks median (#849 of 1473)

No single metric tells the full story. See the BSP:ABCB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco ABC Brasil Business Description

Address Avenide Cidade Jardim, 803 - 2nd floor, Itaim Bibi, Sao Paulo, SP, BRA, 01453-000
Banco ABC Brasil SA operates as a commercial bank specializing in lending and providing services for mid-size and large companies. It focuses on asset and liability operations across multiple banking activities and is authorized to operate in commercial banking, foreign exchange, investment banking, credit, financing, and real estate credit. The company's activities also include debt and equity capital markets, mergers and acquisitions, project finance, energy trading, and insurance brokerage. It derives the majority of its revenue from financial guarantees provided.
62GF Score

Get the complete analysis for BSP:ABCB4

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$23.81
Price
R$27.27
GF Value