Banco ABC Brasil (BSP:ABCB4) Net Margin %: 37.13% (As of Dec. 2025) — Near Median


BSP:ABCB4 Banco ABC Brasil SA BSP:ABCB4
61 GF Score
Price R$25.07
GF Value R$27.09
Valuation Fairly Valued
! 3 Warning Signs
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What is Banco ABC Brasil Net Margin %?

Banco ABC Brasil BSP:ABCB4 +4.33% 61 Net Margin % is 37.13% as of Dec. 2025, which is 1% below its 10-year median of 37.46. GuruFocus rates BSP:ABCB4 with a GF Score™ of 61/100 and a GF Value™ of R$27.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Banco ABC Brasil ranks better than 74.98% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banco ABC Brasil's Net Income for the three months ended in Dec. 2025 was R$276 Mil. Banco ABC Brasil's Revenue for the three months ended in Dec. 2025 was R$742 Mil. Therefore, Banco ABC Brasil's net margin for the quarter that ended in Dec. 2025 was 37.13%.

The historical rank and industry rank for Banco ABC Brasil's Net Margin % or its related term are showing as below:

BSP:ABCB4' s Net Margin % Range Over the Past 10 Years
Min: 30.67   Med: 37.46   Max: 47.11
Current: 35.01


BSP:ABCB4's Net Margin % is ranked better than
74.98% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs BSP:ABCB4: 35.01

Banco ABC Brasil  (BSP:ABCB4) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banco ABC Brasil Net Margin % Related Terms


Banco ABC Brasil Net Margin % Historical Data

* Premium members only.

The historical data trend for Banco ABC Brasil's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco ABC Brasil Net Margin % Chart

Banco ABC Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.23 36.19 37.68 39.72 36.06

Banco ABC Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.87 37.73 33.76 37.13 31.73

Banco ABC Brasil Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Banco ABC Brasil's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco ABC Brasil Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco ABC Brasil's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banco ABC Brasil's Net Margin % falls into.


BSP:ABCB4
61GF Score
Banco ABC Brasil SA BSP:ABCB4
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco ABC Brasil Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banco ABC Brasil's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1002/2778.394
=36.06 %

Banco ABC Brasil's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=275.523/741.977
=37.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 37.13% mean?
Banco ABC Brasil (BSP:ABCB4) has a Net Margin % of 37.13% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banco ABC Brasil and its competitors. This is near median its historical median of 37.46. Over the past decade, Banco ABC Brasil's Net Margin % has ranged from 30.67 to 47.11. According to the industry distribution chart, Banco ABC Brasil ranks #382 out of 1527 companies in the Banks industry, placing it in the top 25%.
Is Banco ABC Brasil's Net Margin % too high?
Banco ABC Brasil's current Net Margin % of 37.13% is near median its 10-year median of 37.46. Over the past 10 years, this metric has ranged from a low of 30.67 to a high of 47.11. The Banks industry median Net Margin % is 26.95. Banco ABC Brasil's value of 37.13% is 37.8% above this industry median. Based on the distribution chart, Banco ABC Brasil ranks #382 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco ABC Brasil has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco ABC Brasil's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Banco ABC Brasil ranks #382 out of 1527 companies for Net Margin %. This places Banco ABC Brasil in the top 25% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Banco ABC Brasil's value of 37.13% is 37.8% above this benchmark. Historically, Banco ABC Brasil's own Net Margin % has ranged from 30.67 to 47.11 over the past decade. While the company's 10-year median is 37.46 vs. the industry median of 26.95, Banco ABC Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco ABC Brasil's current Net Margin % of 37.13% is 37.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco ABC Brasil and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco ABC Brasil's current Net Margin % is 37.13%, which is near median its own 10-year median of 37.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco ABC Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco ABC Brasil (BSP:ABCB4) is currently considered Fairly Valued. The stock's GF Value™ is R$27.09, compared to a current price of R$25.07 — trading 7.5% below its estimated fair value. The current Net Margin % is 37.13%, which is near median its 10-year median of 37.46 and 37.8% above the Banks industry median of 26.95. Banco ABC Brasil's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco ABC Brasil (BSP:ABCB4), the current Net Margin % is 37.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco ABC Brasil (BSP:ABCB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco ABC Brasil stock appears to be undervalued. The current stock price of R$25.07 is trading 7.5% below its estimated GF Value™ of R$27.09. GuruFocus considers Banco ABC Brasil to be Fairly Valued.

Key valuation signals for BSP:ABCB4:

  • Net Margin %: 37.13% (near median its 10-year median of 37.46)
  • GF Value™: R$27.09 vs. price of R$25.07 (7.5% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 37.8% above the Banks median (#382 of 1527)

No single metric tells the full story. See the BSP:ABCB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco ABC Brasil Business Description

Address Avenide Cidade Jardim, 803 - 2nd floor, Itaim Bibi, Sao Paulo, SP, BRA, 01453-000
Banco ABC Brasil SA operates as a commercial bank specializing in lending and providing services for mid-size and large companies. It focuses on asset and liability operations across multiple banking activities and is authorized to operate in commercial banking, foreign exchange, investment banking, credit, financing, and real estate credit. The company's activities also include debt and equity capital markets, mergers and acquisitions, project finance, energy trading, and insurance brokerage. It derives the majority of its revenue from financial guarantees provided.
61GF Score

Get the complete analysis for BSP:ABCB4

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$25.07
Price
R$27.09
GF Value