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Banco ABC BrasilBSP:ABCB4 +1.13%62 Return-on-Tangible-Asset is 1.70% as of Dec. 2025, which is 17% above its 10-year median of 1.45. GuruFocus rates BSP:ABCB4 with a GF Score™ of 62/100 and a GF Value™ of R$27.26 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,529 Banks companies, Banco ABC Brasil ranks better than 78.29% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Banco ABC Brasil's annualizedNet Income for the quarter that ended in Dec. 2025 was R$1,102 Mil. Banco ABC Brasil's average total tangible assets for the quarter that ended in Dec. 2025 was R$64,778 Mil. Therefore, Banco ABC Brasil's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 1.70%.
The historical rank and industry rank for Banco ABC Brasil's Return-on-Tangible-Asset or its related term are showing as below:
BSP:ABCB4'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.8 Med: 1.45 Max: 1.63
Current: 1.54
During the past 13 years, Banco ABC Brasil's highest Return-on-Tangible-Asset was 1.63%. The lowest was 0.80%. And the median was 1.45%.
BSP:ABCB4's Return-on-Tangible-Asset is ranked better than 78.29% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs BSP:ABCB4: 1.54
Banco ABC Brasil (BSP:ABCB4) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Banco ABC Brasil Return-on-Tangible-Asset Related Terms
Banco ABC Brasil Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Banco ABC Brasil's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco ABC Brasil Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Banco ABC Brasil's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco ABC Brasil Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banco ABC Brasil's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Banco ABC Brasil's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 1.70% mean?
Banco ABC Brasil (BSP:ABCB4) has a Return-on-Tangible-Asset of 1.70% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco ABC Brasil and its competitors. This is 17% above median its historical median of 1.45. Over the past decade, Banco ABC Brasil's Return-on-Tangible-Asset has ranged from 0.80 to 1.63. According to the industry distribution chart, Banco ABC Brasil ranks #332 out of 1529 companies in the Banks industry, placing it in the top 21.7%.
Is Banco ABC Brasil's Return-on-Tangible-Asset too high?
Banco ABC Brasil's current Return-on-Tangible-Asset of 1.70% is 17% above median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 1.63. The Banks industry median Return-on-Tangible-Asset is 0.99. Banco ABC Brasil's value of 1.70% is 71.7% above this industry median. Based on the distribution chart, Banco ABC Brasil ranks #332 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco ABC Brasil has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco ABC Brasil's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Banco ABC Brasil ranks #332 out of 1529 companies for Return-on-Tangible-Asset. This places Banco ABC Brasil in the top 22% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Banco ABC Brasil's value of 1.70% is 71.7% above this benchmark. Historically, Banco ABC Brasil's own Return-on-Tangible-Asset has ranged from 0.80 to 1.63 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 0.99, Banco ABC Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco ABC Brasil's current Return-on-Tangible-Asset of 1.70% is 71.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco ABC Brasil and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco ABC Brasil's current Return-on-Tangible-Asset is 1.70%, which is 17% above median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco ABC Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco ABC Brasil (BSP:ABCB4) is currently considered Modestly Undervalued. The stock's GF Value™ is R$27.26, compared to a current price of R$24.06 — trading 11.7% below its estimated fair value. The current Return-on-Tangible-Asset is 1.70%, which is 17% above median its 10-year median of 1.45 and 71.7% above the Banks industry median of 0.99. Banco ABC Brasil's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Banco ABC Brasil (BSP:ABCB4), the current Return-on-Tangible-Asset is 1.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco ABC Brasil (BSP:ABCB4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco ABC Brasil stock appears to be undervalued.
The current stock price of R$24.06 is trading 11.7% below its estimated GF Value™ of R$27.26.
GuruFocus considers Banco ABC Brasil to be Modestly Undervalued.
Key valuation signals for BSP:ABCB4:
Return-on-Tangible-Asset: 1.70% (17% above median its 10-year median of 1.45)
GF Value™: R$27.26 vs. price of R$24.06 (11.7% below fair value)
Industry Position: 71.7% above the Banks median (#332 of 1529)
No single metric tells the full story. See the BSP:ABCB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco ABC Brasil SA operates as a commercial bank specializing in lending and providing services for mid-size and large companies. It focuses on asset and liability operations across multiple banking activities and is authorized to operate in commercial banking, foreign exchange, investment banking, credit, financing, and real estate credit. The company's activities also include debt and equity capital markets, mergers and acquisitions, project finance, energy trading, and insurance brokerage. It derives the majority of its revenue from financial guarantees provided.
62GF Score
Get the complete analysis for BSP:ABCB4
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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