Banco ABC Brasil (BSP:ABCB4) Scaled Net Operating Assets: 0.65 (As of Dec. 2025)


BSP:ABCB4 Banco ABC Brasil SA BSP:ABCB4
61 GF Score
Price R$25.19
GF Value R$27.09
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco ABC Brasil Scaled Net Operating Assets?

Banco ABC Brasil BSP:ABCB4 +0.48% 61 Scaled Net Operating Assets is 0.65 as of Dec. 2025. GuruFocus rates BSP:ABCB4 with a GF Score™ of 61/100 and a GF Value™ of R$27.09 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco ABC Brasil's operating assets for the quarter that ended in Dec. 2025 was R$65,475 Mil. Banco ABC Brasil's operating liabilities for the quarter that ended in Dec. 2025 was R$24,265 Mil. Banco ABC Brasil's Total Assets for the quarter that ended in Sep. 2025 was R$63,239 Mil. Therefore, Banco ABC Brasil's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.65.

BSP:ABCB4
61GF Score
Banco ABC Brasil SA BSP:ABCB4
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco ABC Brasil Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco ABC Brasil's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(65474.847-24264.754)/73585.977
=0.56

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=66316.409 - 841.562
=65474.847

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=59540.283 - 35275.529 - 0
=24264.754

Banco ABC Brasil's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(65474.847-24264.754)/63238.744
=0.65

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=66316.409 - 841.562
=65474.847

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=59540.283 - 35275.529 - 0
=24264.754

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.65 mean?
Banco ABC Brasil (BSP:ABCB4) has a Scaled Net Operating Assets of 0.65 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco ABC Brasil and its competitors.
Is Banco ABC Brasil's Scaled Net Operating Assets too high?
Banco ABC Brasil's current Scaled Net Operating Assets is 0.65. Overall, Banco ABC Brasil has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco ABC Brasil's Scaled Net Operating Assets compare to competitors?
Banco ABC Brasil's Scaled Net Operating Assets of 0.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco ABC Brasil and its competitors. Banco ABC Brasil's current Scaled Net Operating Assets is 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco ABC Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco ABC Brasil (BSP:ABCB4) is currently considered Fairly Valued. The stock's GF Value™ is R$27.09, compared to a current price of R$25.19 — trading 7% below its estimated fair value. The current Scaled Net Operating Assets is 0.65. Banco ABC Brasil's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco ABC Brasil (BSP:ABCB4), the current Scaled Net Operating Assets is 0.65 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco ABC Brasil (BSP:ABCB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco ABC Brasil stock appears to be undervalued. The current stock price of R$25.19 is trading 7% below its estimated GF Value™ of R$27.09. GuruFocus considers Banco ABC Brasil to be Fairly Valued.

Key valuation signals for BSP:ABCB4:

  • Scaled Net Operating Assets: 0.65
  • GF Value™: R$27.09 vs. price of R$25.19 (7% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BSP:ABCB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco ABC Brasil Business Description

Address Avenide Cidade Jardim, 803 - 2nd floor, Itaim Bibi, Sao Paulo, SP, BRA, 01453-000
Banco ABC Brasil SA operates as a commercial bank specializing in lending and providing services for mid-size and large companies. It focuses on asset and liability operations across multiple banking activities and is authorized to operate in commercial banking, foreign exchange, investment banking, credit, financing, and real estate credit. The company's activities also include debt and equity capital markets, mergers and acquisitions, project finance, energy trading, and insurance brokerage. It derives the majority of its revenue from financial guarantees provided.
61GF Score

Get the complete analysis for BSP:ABCB4

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$25.19
Price
R$27.09
GF Value