Banco Provincial (CAR:BPV) Net Loan: VES139,860 Mil (As of Dec. 2025)

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CAR:BPV Banco Provincial SA CAR:BPV
86 GF Score
Price VES61.15
GF Value VES17.79
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banco Provincial Net Loan?

Banco Provincial CAR:BPV -2.92% 86 Net Loan is VES139,860 Mil as of Dec. 2025. GuruFocus rates CAR:BPV with a GF Score™ of 86/100 and a GF Value™ of VES17.79 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Banco Provincial's quarterly net loan increased from Dec. 2024 (VES18,321 Mil) to Jun. 2025 (VES40,027 Mil) and increased from Jun. 2025 (VES40,027 Mil) to Dec. 2025 (VES139,860 Mil).

Banco Provincial's annual net loan increased from Dec. 2023 (VES8,093 Mil) to Dec. 2024 (VES40,027 Mil) and increased from Dec. 2024 (VES40,027 Mil) to Dec. 2025 (VES139,860 Mil).

Banco Provincial Net Loan Historical Data

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The historical data trend for Banco Provincial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Provincial Net Loan Chart

Banco Provincial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 340.99 1,935.05 8,092.51 18,321.21 139,860.28

Banco Provincial Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,092.51 10,672.26 18,321.21 40,027.32 139,860.28
CAR:BPV
86GF Score
Banco Provincial SA CAR:BPV
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Provincial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of VES139,860 Mil mean?
Banco Provincial (CAR:BPV) has a Net Loan of VES139,860 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Provincial and its competitors.
Is Banco Provincial's Net Loan too high?
Banco Provincial's current Net Loan is VES139,860 Mil. Overall, Banco Provincial has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Provincial's Net Loan compare to PNC and USB?
Banco Provincial's Net Loan of VES139,860 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Provincial and its competitors. Banco Provincial's current Net Loan is VES139,860 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Provincial stock overvalued right now?
Based on GuruFocus' analysis, Banco Provincial (CAR:BPV) is currently considered Significantly Overvalued. The stock's GF Value™ is VES17.79, compared to a current price of VES61.15 — trading 243.7% above its estimated fair value. The current Net Loan is VES139,860 Mil. Banco Provincial's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco Provincial (CAR:BPV), the current Net Loan is VES139,860 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Provincial (CAR:BPV) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Provincial stock appears to be overvalued. The current stock price of VES61.15 is trading 243.7% above its estimated GF Value™ of VES17.79. GuruFocus considers Banco Provincial to be Significantly Overvalued.

Key valuation signals for CAR:BPV:

  • Net Loan: VES139,860 Mil
  • GF Value™: VES17.79 vs. price of VES61.15 (243.7% above fair value)
  • GF Score™: 86/100 with 2 warning signs

No single metric tells the full story. See the CAR:BPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Provincial Business Description

Address Volmer Avenue with East Avenue 0, Provincial Financial Center, 14th floor, San Bernardino urbanization, Caracas, VEN
Banco Provincial SA operates as a bank in Venezuela. The company offers Current, Savings, foreign currency accounts, mutual funds, Gold credit cards, classic credit cards, and debit cards. It also provides various banking services, including personal loans, mortgage loans, vehicle loans, and flexible credit to its customers in Venezuela.
86GF Score

Get the complete analysis for CAR:BPV

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES61.15
Price
VES17.79
GF Value