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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Banco Provincial's selling, general, & admin. expense for the
six
months ended in Dec. 2025 was VES1,544 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was VES4,161 Mil.
Banco Provincial (CAR:BPV) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Banco Provincial Selling, General, & Admin. Expense Related Terms
Banco Provincial Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for Banco Provincial's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Provincial Selling, General, & Admin. Expense Chart
CAR:BPV vs PNC, USB: Selling, General, & Admin. Expense Comparison
For the Banks - Regional subindustry, Banco Provincial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Provincial Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Banco Provincial's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Banco Provincial's Selling, General, & Admin. Expense falls into.
Banco Provincial Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was VES4,161 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of VES4,161 Mil mean?
Banco Provincial (CAR:BPV) has a Selling, General, & Admin. Expense of VES4,161 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco Provincial and its competitors.
Is Banco Provincial's Selling, General, & Admin. Expense too high?
Banco Provincial's current Selling, General, & Admin. Expense is VES4,161 Mil. Overall, Banco Provincial has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Provincial's Selling, General, & Admin. Expense compare to PNC and USB?
Banco Provincial's Selling, General, & Admin. Expense of VES4,161 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco Provincial and its competitors. Banco Provincial's current Selling, General, & Admin. Expense is VES4,161 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Provincial stock overvalued right now?
Based on GuruFocus' analysis, Banco Provincial (CAR:BPV) is currently considered Significantly Overvalued. The stock's GF Value™ is VES17.72, compared to a current price of VES61.00 — trading 244.2% above its estimated fair value. The current Selling, General, & Admin. Expense is VES4,161 Mil. Banco Provincial's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Banco Provincial (CAR:BPV), the current Selling, General, & Admin. Expense is VES4,161 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Provincial (CAR:BPV) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Provincial stock appears to be overvalued.
The current stock price of VES61.00 is trading 244.2% above its estimated GF Value™ of VES17.72.
GuruFocus considers Banco Provincial to be Significantly Overvalued.
Key valuation signals for CAR:BPV:
Selling, General, & Admin. Expense: VES4,161 Mil
GF Value™: VES17.72 vs. price of VES61.00 (244.2% above fair value)
No single metric tells the full story. See the CAR:BPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Provincial SA operates as a bank in Venezuela. The company offers Current, Savings, foreign currency accounts, mutual funds, Gold credit cards, classic credit cards, and debit cards. It also provides various banking services, including personal loans, mortgage loans, vehicle loans, and flexible credit to its customers in Venezuela.
93GF Score
Get the complete analysis for CAR:BPV
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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