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Banco ProvincialCAR:BPV +5.41%79 Debt-to-Equity is 0.06 as of Mar. 2026, which is 100% above its 10-year median of 0.03. GuruFocus rates CAR:BPV with a GF Score™ of 79/100 and a GF Value™ of VES1.11 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,410 Banks companies, Banco Provincial ranks worse than 70921.91% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco Provincial's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Banco Provincial was 0.03. The lowest was 0.03. And the median was 0.03.
CAR:BPV's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco Provincial Debt-to-Equity Related Terms
Banco Provincial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banco Provincial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Provincial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Provincial Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Provincial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco Provincial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Provincial (CAR:BPV) has a Debt-to-Equity of 0.06 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Provincial and its competitors. This is 100% above median its historical median of 0.03. Over the past decade, Banco Provincial's Debt-to-Equity has ranged from 0.03 to 0.03. According to the industry distribution chart, Banco Provincial ranks #999999 out of 1410 companies in the Banks industry.
Is Banco Provincial's Debt-to-Equity too high?
Banco Provincial's current Debt-to-Equity of 0.06 is 100% above median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.03. The Banks industry median Debt-to-Equity is 0.58. Banco Provincial's value of 0.06 is 89.7% below this industry median. Based on the distribution chart, Banco Provincial ranks #999999 out of 1410 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Provincial has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Provincial's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Banco Provincial ranks #999999 out of 1410 companies for Debt-to-Equity. This places Banco Provincial in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Banco Provincial's value of 0.06 is 89.7% below this benchmark. Historically, Banco Provincial's own Debt-to-Equity has ranged from 0.03 to 0.03 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 0.58, Banco Provincial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Provincial's current Debt-to-Equity of 0.06 is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Provincial and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Provincial's current Debt-to-Equity is 0.06, which is 100% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Provincial stock overvalued right now?
Based on GuruFocus' analysis, Banco Provincial (CAR:BPV) is currently considered Significantly Overvalued. The stock's GF Value™ is VES1.11, compared to a current price of VES83.00 — trading 7377.5% above its estimated fair value. The current Debt-to-Equity is 0.06, which is 100% above median its 10-year median of 0.03 and 89.7% below the Banks industry median of 0.58. Banco Provincial's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Provincial (CAR:BPV), the current Debt-to-Equity is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Provincial (CAR:BPV) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Provincial stock appears to be overvalued.
The current stock price of VES83.00 is trading 7377.5% above its estimated GF Value™ of VES1.11.
GuruFocus considers Banco Provincial to be Significantly Overvalued.
Key valuation signals for CAR:BPV:
Debt-to-Equity: 0.06 (100% above median its 10-year median of 0.03)
GF Value™: VES1.11 vs. price of VES83.00 (7377.5% above fair value)
Industry Position: 89.7% below the Banks median (#999999 of 1410)
No single metric tells the full story. See the CAR:BPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Provincial SA operates as a bank in Venezuela. The company offers Current, Savings, foreign currency accounts, mutual funds, Gold credit cards, classic credit cards, and debit cards. It also provides various banking services, including personal loans, mortgage loans, vehicle loans, and flexible credit to its customers in Venezuela.
79GF Score
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