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Banco ProvincialCAR:BPV -26.33%88 PB Ratio is 7.59 as of Jul. 25, 2026, which is 331% above its 10-year median of 1.76. GuruFocus rates CAR:BPV with a GF Score™ of 88/100 and a GF Value™ of VES24.25 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,511 Banks companies, Banco Provincial ranks worse than 99.07% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-25), Banco Provincial's share price is VES90.50. Banco Provincial's Book Value per Share for the quarter that ended in Dec. 2025 was VES11.93. Hence, Banco Provincial's PB Ratio of today is 7.59.
The historical rank and industry rank for Banco Provincial's PB Ratio or its related term are showing as below:
CAR:BPV'
s PB Ratio Range Over the Past 10 Years
Min: 0.22 Med: 1.76 Max: 14.54
Current: 7.59
During the past 13 years, Banco Provincial's highest PB Ratio was 14.54. The lowest was 0.22. And the median was 1.76.
CAR:BPV's PB Ratio is ranked worse than 99.07% of 1511
companies
in the Banks industry
Industry Median: 1.11
vs CAR:BPV: 7.59
During the past 12 months, Banco Provincial's average Book Value Per Share Growth Rate was 229.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 35.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -70.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Provincial was 67.20% per year. The lowest was -95.90% per year. And the median was -75.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco Provincial PB Ratio Related Terms
Banco Provincial PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco Provincial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Provincial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Provincial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Provincial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Provincial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco Provincial (CAR:BPV) has a PB Ratio of 7.59 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Provincial and its competitors. This is 331% above median its historical median of 1.76. Over the past decade, Banco Provincial's PB Ratio has ranged from 0.22 to 14.54. According to the industry distribution chart, Banco Provincial ranks #1497 out of 1511 companies in the Banks industry, placing it in the top 99.1%.
Is Banco Provincial's PB Ratio too high?
Banco Provincial's current PB Ratio of 7.59 is 331% above median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 14.54. The Banks industry median PB Ratio is 1.11. Banco Provincial's value of 7.59 is 583.8% above this industry median. Based on the distribution chart, Banco Provincial ranks #1497 out of 1511 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Provincial has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Provincial's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Provincial ranks #1497 out of 1511 companies for PB Ratio. This places Banco Provincial in the lower half of its industry. The industry median PB Ratio is 1.11. Banco Provincial's value of 7.59 is 583.8% above this benchmark. Historically, Banco Provincial's own PB Ratio has ranged from 0.22 to 14.54 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 1.11, Banco Provincial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Provincial's current PB Ratio of 7.59 is 583.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Provincial and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Provincial's current PB Ratio is 7.59, which is 331% above median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Provincial stock overvalued right now?
Based on GuruFocus' analysis, Banco Provincial (CAR:BPV) is currently considered Significantly Overvalued. The stock's GF Value™ is VES24.25, compared to a current price of VES90.50 — trading 273.2% above its estimated fair value. The current PB Ratio is 7.59, which is 331% above median its 10-year median of 1.76 and 583.8% above the Banks industry median of 1.11. Banco Provincial's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Provincial (CAR:BPV), the current PB Ratio is 7.59 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Provincial (CAR:BPV) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Provincial stock appears to be overvalued.
The current stock price of VES90.50 is trading 273.2% above its estimated GF Value™ of VES24.25.
GuruFocus considers Banco Provincial to be Significantly Overvalued.
Key valuation signals for CAR:BPV:
PB Ratio: 7.59 (331% above median its 10-year median of 1.76)
GF Value™: VES24.25 vs. price of VES90.50 (273.2% above fair value)
Industry Position: 583.8% above the Banks median (#1497 of 1511)
No single metric tells the full story. See the CAR:BPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Provincial SA operates as a bank in Venezuela. The company offers Current, Savings, foreign currency accounts, mutual funds, Gold credit cards, classic credit cards, and debit cards. It also provides various banking services, including personal loans, mortgage loans, vehicle loans, and flexible credit to its customers in Venezuela.
88GF Score
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