Banco Provincial (CAR:BPV) GF Value Rank: 3 (As of Aug. 17, 2026) — 40% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAR:BPV Banco Provincial SA CAR:BPV
88 GF Score
Price VES63.81
GF Value VES17.68
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banco Provincial GF Value Rank?

Banco Provincial CAR:BPV +4.61% 88 GF Value Rank is 3 as of Aug. 17, 2026, which is 40% below its 10-year median of 5.00. GuruFocus rates CAR:BPV with a GF Score™ of 88/100 and a GF Value™ of VES17.68 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Banco Provincial has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Banco Provincial GF Value Rank Related Terms


CAR:BPV vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Banco Provincial's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Provincial GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banco Provincial's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Banco Provincial's GF Value Rank falls into.


CAR:BPV
88GF Score
Banco Provincial SA CAR:BPV
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
Banco Provincial (CAR:BPV) has a GF Value Rank of 3 as of Aug. 17, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Banco Provincial and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Banco Provincial's GF Value Rank has ranged from 1.00 to 6.00.
Is Banco Provincial's GF Value Rank too high?
Banco Provincial's current GF Value Rank of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Banco Provincial has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Provincial's GF Value Rank compare to PNC and USB?
Banco Provincial's GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, Banco Provincial's own GF Value Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Banco Provincial and its competitors. Banco Provincial's current GF Value Rank is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Provincial stock overvalued right now?
Based on GuruFocus' analysis, Banco Provincial (CAR:BPV) is currently considered Significantly Overvalued. The stock's GF Value™ is VES17.68, compared to a current price of VES63.81 — trading 260.9% above its estimated fair value. The current GF Value Rank is 3, which is 40% below median its 10-year median of 5.00. Banco Provincial's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Banco Provincial (CAR:BPV), the current GF Value Rank is 3 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Provincial (CAR:BPV) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Provincial stock appears to be overvalued. The current stock price of VES63.81 is trading 260.9% above its estimated GF Value™ of VES17.68. GuruFocus considers Banco Provincial to be Significantly Overvalued.

Key valuation signals for CAR:BPV:

  • GF Value Rank: 3 (40% below median its 10-year median of 5.00)
  • GF Value™: VES17.68 vs. price of VES63.81 (260.9% above fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the CAR:BPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Provincial Business Description

Address Volmer Avenue with East Avenue 0, Provincial Financial Center, 14th floor, San Bernardino urbanization, Caracas, VEN
Banco Provincial SA operates as a bank in Venezuela. The company offers Current, Savings, foreign currency accounts, mutual funds, Gold credit cards, classic credit cards, and debit cards. It also provides various banking services, including personal loans, mortgage loans, vehicle loans, and flexible credit to its customers in Venezuela.
88GF Score

Get the complete analysis for CAR:BPV

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES63.81
Price
VES17.68
GF Value