COGQF (Chongqing Rural Commercial Bank Co) Net Loan: $108,742 Mil (As of Dec. 2025)

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COGQF Chongqing Rural Commercial Bank Co Ltd COGQF
64 GF Score
Price $0.41
GF Value $0.29
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co Net Loan?

Chongqing Rural Commercial Bank Co COGQF 64 Net Loan is $108,742 Mil as of Dec. 2025. GuruFocus rates COGQF with a GF Score™ of 64/100 and a GF Value™ of $0.29. The stock has 4 warning signs investors should review.

Chongqing Rural Commercial Bank Co's quarterly net loan increased from Jun. 2025 ($102,159 Mil) to Sep. 2025 ($104,770 Mil) and increased from Sep. 2025 ($104,770 Mil) to Dec. 2025 ($108,742 Mil).

Chongqing Rural Commercial Bank Co's annual net loan increased from Dec. 2023 ($90,652 Mil) to Dec. 2024 ($104,770 Mil) and increased from Dec. 2024 ($104,770 Mil) to Dec. 2025 ($108,742 Mil).

Chongqing Rural Commercial Bank Co Net Loan Historical Data

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The historical data trend for Chongqing Rural Commercial Bank Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co Net Loan Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 87,503.34 86,791.67 90,652.47 93,923.76 108,742.15

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93,923.76 98,322.06 102,159.42 104,769.67 108,742.15
COGQF
64GF Score
Chongqing Rural Commercial Bank Co Ltd COGQF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $108,742 Mil mean?
Chongqing Rural Commercial Bank Co (COGQF) has a Net Loan of $108,742 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Chongqing Rural Commercial Bank Co and its competitors.
Is Chongqing Rural Commercial Bank Co's Net Loan too high?
Chongqing Rural Commercial Bank Co's current Net Loan is $108,742 Mil. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's Net Loan compare to competitors?
Chongqing Rural Commercial Bank Co's Net Loan of $108,742 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Chongqing Rural Commercial Bank Co and its competitors. Chongqing Rural Commercial Bank Co's current Net Loan is $108,742 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (COGQF) has a current Net Loan of $108,742 Mil. The stock's GF Value™ is $0.29, compared to a current price of $0.41 — trading 39.7% above its estimated fair value. The current Net Loan is $108,742 Mil. Chongqing Rural Commercial Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (COGQF), the current Net Loan is $108,742 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (COGQF) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $0.41 is trading 39.7% above its estimated GF Value™ of $0.29.

Key valuation signals for COGQF:

  • Net Loan: $108,742 Mil
  • GF Value™: $0.29 vs. price of $0.41 (39.7% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the COGQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
64GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.41
Price
$0.29
GF Value