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Chongqing Rural Commercial Bank CoCOGQF +97.56%48 3-Year EPS without NRI Growth Rate is 5.30% as of Jun. 2026, which is 2% below its 10-year median of 5.40. GuruFocus rates COGQF with a GF Score™ of 48/100 and a GF Value™ of $0.40 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,402 Banks companies, Chongqing Rural Commercial Bank Co ranks worse than 56.06% on this metric.
During the past 12 months, Chongqing Rural Commercial Bank Co's average EPS without NRI Growth Rate was 12.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 5.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 4.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 1.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Chongqing Rural Commercial Bank Co was 26.80% per year. The lowest was -7.80% per year. And the median was 5.40% per year.
Chongqing Rural Commercial Bank Co (OTCPK:COGQF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Chongqing Rural Commercial Bank Co 3-Year EPS without NRI Growth Rate Related Terms
Chongqing Rural Commercial Bank Co 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chongqing Rural Commercial Bank Co 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Chongqing Rural Commercial Bank Co's 3-Year EPS without NRI Growth Rate falls into.
Chongqing Rural Commercial Bank Co 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 5.30% mean?
Chongqing Rural Commercial Bank Co (COGQF) has a 3-Year EPS without NRI Growth Rate of 5.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Chongqing Rural Commercial Bank Co and its competitors. This is near median its historical median of 5.40. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #786 out of 1402 companies in the Banks industry, placing it in the top 56.1%.
Is Chongqing Rural Commercial Bank Co's 3-Year EPS without NRI Growth Rate too high?
Chongqing Rural Commercial Bank Co's current 3-Year EPS without NRI Growth Rate of 5.30% is near median its 10-year median of 5.40. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Chongqing Rural Commercial Bank Co's value of 5.30% is 30.3% below this industry median. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #786 out of 1402 companies in the Banks industry, which is below the industry midpoint. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #786 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Chongqing Rural Commercial Bank Co in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Chongqing Rural Commercial Bank Co's value of 5.30% is 30.3% below this benchmark. While the company's 10-year median is 5.40 vs. the industry median of 7.60, Chongqing Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chongqing Rural Commercial Bank Co's current 3-Year EPS without NRI Growth Rate of 5.30% is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current 3-Year EPS without NRI Growth Rate is 5.30%, which is near median its own 10-year median of 5.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co (COGQF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.40, compared to a current price of $0.80 — trading 100.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 5.30%, which is near median its 10-year median of 5.40 and 30.3% below the Banks industry median of 7.60. Chongqing Rural Commercial Bank Co's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (COGQF), the current 3-Year EPS without NRI Growth Rate is 5.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chongqing Rural Commercial Bank Co (COGQF) Overvalued in 2026?
Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued.
The current stock price of $0.80 is trading 100.1% above its estimated GF Value™ of $0.40.
GuruFocus considers Chongqing Rural Commercial Bank Co to be Significantly Overvalued.
Key valuation signals for COGQF:
3-Year EPS without NRI Growth Rate: 5.30% (near median its 10-year median of 5.40)
GF Value™: $0.40 vs. price of $0.80 (100.1% above fair value)
Industry Position: 30.3% below the Banks median (#786 of 1402)
No single metric tells the full story. See the COGQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
48GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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