COGQF (Chongqing Rural Commercial Bank Co) Pre-Tax Income: $2,147 Mil (TTM As of Jun. 2026)

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COGQF Chongqing Rural Commercial Bank Co Ltd COGQF
48 GF Score
Price $0.80
GF Value $0.71
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Chongqing Rural Commercial Bank Co Pre-Tax Income?

Chongqing Rural Commercial Bank Co COGQF +97.56% 48 Pre-Tax Income is $2,147 Mil as of Jun. 2026. GuruFocus rates COGQF with a GF Score™ of 48/100 and a GF Value™ of $0.71 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Chongqing Rural Commercial Bank Co's pretax income for the six months ended in Jun. 2026 was $1,460 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $2,147 Mil. Chongqing Rural Commercial Bank Co's pretax margin was 62.57%.

During the past 13 years, Chongqing Rural Commercial Bank Co's highest Pretax Margin was 59.06%. The lowest was 36.11%. And the median was 45.90%.


Chongqing Rural Commercial Bank Co  (OTCPK:COGQF) Pre-Tax Income Explanation

Chongqing Rural Commercial Bank Co's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1459.519/2332.696
=62.57%

During the past 13 years, Chongqing Rural Commercial Bank Co's highest Pretax Margin was 59.06%. The lowest was 36.11%. And the median was 45.90%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Chongqing Rural Commercial Bank Co Pre-Tax Income Related Terms


Chongqing Rural Commercial Bank Co Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co Pre-Tax Income Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,758.54 1,658.13 1,708.06 1,760.46 1,946.47

Chongqing Rural Commercial Bank Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,137.20 627.32 1,235.25 687.16 1,459.52

Chongqing Rural Commercial Bank Co Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's Pre-Tax Income falls into.


COGQF
48GF Score
Chongqing Rural Commercial Bank Co Ltd COGQF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chongqing Rural Commercial Bank Co Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Chongqing Rural Commercial Bank Co's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1946.471
=1,946

Chongqing Rural Commercial Bank Co's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+1459.519
=1,460

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $2,147 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $2,147 Mil mean?
Chongqing Rural Commercial Bank Co (COGQF) has a Pre-Tax Income of $2,147 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Chongqing Rural Commercial Bank Co and its competitors.
Is Chongqing Rural Commercial Bank Co's Pre-Tax Income too high?
Chongqing Rural Commercial Bank Co's current Pre-Tax Income is $2,147 Mil. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's Pre-Tax Income compare to competitors?
Chongqing Rural Commercial Bank Co's Pre-Tax Income of $2,147 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Chongqing Rural Commercial Bank Co and its competitors. Chongqing Rural Commercial Bank Co's current Pre-Tax Income is $2,147 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co (COGQF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.71, compared to a current price of $0.80 — trading 12.7% above its estimated fair value. The current Pre-Tax Income is $2,147 Mil. Chongqing Rural Commercial Bank Co's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (COGQF), the current Pre-Tax Income is $2,147 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (COGQF) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $0.80 is trading 12.7% above its estimated GF Value™ of $0.71. GuruFocus considers Chongqing Rural Commercial Bank Co to be Significantly Overvalued.

Key valuation signals for COGQF:

  • Pre-Tax Income: $2,147 Mil
  • GF Value™: $0.71 vs. price of $0.80 (12.7% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the COGQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
48GF Score

Get the complete analysis for COGQF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.80
Price
$0.71
GF Value