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The historical rank and industry rank for Chongqing Rural Commercial Bank Co's Equity-to-Asset or its related term are showing as below:
COGQF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.08 Max: 0.09
Current: 0.08
During the past 13 years, the highest Equity to Asset Ratio of Chongqing Rural Commercial Bank Co was 0.09. The lowest was 0.07. And the median was 0.08.
COGQF's Equity-to-Asset is ranked worse than 66.23% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs COGQF: 0.08
Chongqing Rural Commercial Bank Co (OTCPK:COGQF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Chongqing Rural Commercial Bank Co Equity-to-Asset Related Terms
Chongqing Rural Commercial Bank Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chongqing Rural Commercial Bank Co Equity-to-Asset Chart
Chongqing Rural Commercial Bank Co Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chongqing Rural Commercial Bank Co Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Chongqing Rural Commercial Bank Co's Equity-to-Asset falls into.
Chongqing Rural Commercial Bank Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chongqing Rural Commercial Bank Co (COGQF) has a Equity-to-Asset of 0.08 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Chongqing Rural Commercial Bank Co and its competitors. This is near median its historical median of 0.08. Over the past decade, Chongqing Rural Commercial Bank Co's Equity-to-Asset has ranged from 0.07 to 0.09. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #1010 out of 1525 companies in the Banks industry, placing it in the top 66.2%.
Is Chongqing Rural Commercial Bank Co's Equity-to-Asset too high?
Chongqing Rural Commercial Bank Co's current Equity-to-Asset of 0.08 is near median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. Chongqing Rural Commercial Bank Co's value of 0.08 is 20% below this industry median. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #1010 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #1010 out of 1525 companies for Equity-to-Asset. This places Chongqing Rural Commercial Bank Co in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Chongqing Rural Commercial Bank Co's value of 0.08 is 20% below this benchmark. Historically, Chongqing Rural Commercial Bank Co's own Equity-to-Asset has ranged from 0.07 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Chongqing Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chongqing Rural Commercial Bank Co's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current Equity-to-Asset is 0.08, which is near median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (COGQF) has a current Equity-to-Asset of 0.08. The stock's GF Value™ is $0.28, compared to a current price of $0.41 — trading 44.7% above its estimated fair value. The current Equity-to-Asset is 0.08, which is near median its 10-year median of 0.08 and 20% below the Banks industry median of 0.10. Chongqing Rural Commercial Bank Co's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (COGQF), the current Equity-to-Asset is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chongqing Rural Commercial Bank Co (COGQF) Overvalued in 2026?
Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued.
The current stock price of $0.41 is trading 44.7% above its estimated GF Value™ of $0.28.
Key valuation signals for COGQF:
Equity-to-Asset: 0.08 (near median its 10-year median of 0.08)
GF Value™: $0.28 vs. price of $0.41 (44.7% above fair value)
Industry Position: 20% below the Banks median (#1010 of 1525)
No single metric tells the full story. See the COGQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
54GF Score
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