COGQF (Chongqing Rural Commercial Bank Co) Total Payout Ratio: 0.27 (As of Jul. 25, 2026)

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COGQF Chongqing Rural Commercial Bank Co Ltd COGQF
61 GF Score
Price $0.41
GF Value $0.29
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co Total Payout Ratio?

Chongqing Rural Commercial Bank Co COGQF 61 Total Payout Ratio is 0.27 as of Jul. 25, 2026. GuruFocus rates COGQF with a GF Score™ of 61/100 and a GF Value™ of $0.29. The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Chongqing Rural Commercial Bank Co's current Total Payout Ratio is 0.27.


Chongqing Rural Commercial Bank Co Total Payout Ratio Related Terms


Chongqing Rural Commercial Bank Co Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co Total Payout Ratio Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.26 0.27 0.27 0.27

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.53 0.28 0.05 0.02

Chongqing Rural Commercial Bank Co Total Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's Total Payout Ratio falls into.


COGQF
61GF Score
Chongqing Rural Commercial Bank Co Ltd COGQF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Chongqing Rural Commercial Bank Co's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -527.787) / 1946.471
=0.27

Chongqing Rural Commercial Bank Co's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -4.26) / 205.516
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.27 mean?
Chongqing Rural Commercial Bank Co (COGQF) has a Total Payout Ratio of 0.27 as of Jul. 25, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Chongqing Rural Commercial Bank Co and its competitors.
Is Chongqing Rural Commercial Bank Co's Total Payout Ratio too high?
Chongqing Rural Commercial Bank Co's current Total Payout Ratio is 0.27. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's Total Payout Ratio compare to competitors?
Chongqing Rural Commercial Bank Co's Total Payout Ratio of 0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Chongqing Rural Commercial Bank Co and its competitors. Chongqing Rural Commercial Bank Co's current Total Payout Ratio is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (COGQF) has a current Total Payout Ratio of 0.27. The stock's GF Value™ is $0.29, compared to a current price of $0.41 — trading 39.7% above its estimated fair value. The current Total Payout Ratio is 0.27. Chongqing Rural Commercial Bank Co's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (COGQF), the current Total Payout Ratio is 0.27 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (COGQF) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $0.41 is trading 39.7% above its estimated GF Value™ of $0.29.

Key valuation signals for COGQF:

  • Total Payout Ratio: 0.27
  • GF Value™: $0.29 vs. price of $0.41 (39.7% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the COGQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
61GF Score

Get the complete analysis for COGQF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.41
Price
$0.29
GF Value