COGQF (Chongqing Rural Commercial Bank Co) Cyclically Adjusted PS Ratio: 2.25 (As of Jul. 12, 2026) — Near Median


COGQF Chongqing Rural Commercial Bank Co Ltd COGQF
64 GF Score
Price $0.41
GF Value $0.30
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio?

Chongqing Rural Commercial Bank Co COGQF 64 Cyclically Adjusted PS Ratio is 2.25 as of Jul. 12, 2026, which is 1% above its 10-year median of 2.22. GuruFocus rates COGQF with a GF Score™ of 64/100 and a GF Value™ of $0.30. The stock has 4 warning signs investors should review. Among 1,306 Banks companies, Chongqing Rural Commercial Bank Co ranks better than 71.9% on this metric.

As of today (2026-07-12), Chongqing Rural Commercial Bank Co's current share price is $0.4051. Chongqing Rural Commercial Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was $0.18. Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio for today is 2.25.

The historical rank and industry rank for Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

COGQF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.64   Med: 2.22   Max: 2.61
Current: 2.19

During the past years, Chongqing Rural Commercial Bank Co's highest Cyclically Adjusted PS Ratio was 2.61. The lowest was 1.64. And the median was 2.22.

COGQF's Cyclically Adjusted PS Ratio is ranked better than
71.9% of 1306 companies
in the Banks industry
Industry Median: 3.34 vs COGQF: 2.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Chongqing Rural Commercial Bank Co's adjusted revenue per share data for the three months ended in Dec. 2025 was $0.085. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.18 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Chongqing Rural Commercial Bank Co  (OTCPK:COGQF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio Related Terms


Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.70 2.21

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 1.92 2.41 2.18 2.21

Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio falls into.


COGQF
64GF Score
Chongqing Rural Commercial Bank Co Ltd COGQF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.4051/0.18
=2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Chongqing Rural Commercial Bank Co's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.085/115.8323*115.8323
=0.085

Current CPI (Dec. 2025) = 115.8323.

Chongqing Rural Commercial Bank Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201206 0.000 93.495 0.000
201212 0.000 95.237 0.000
201306 0.000 95.984 0.000
201312 0.000 97.624 0.000
201406 0.000 98.200 0.000
201412 0.000 99.000 0.000
201506 0.000 99.500 0.000
201512 0.000 100.600 0.000
201606 0.000 101.400 0.000
201609 0.077 102.400 0.087
201612 0.070 102.600 0.079
201706 0.000 103.100 0.000
201709 0.082 104.100 0.091
201712 0.082 104.500 0.091
201806 0.000 104.900 0.000
201809 0.095 106.600 0.103
201812 0.094 106.500 0.102
201903 0.099 107.700 0.106
201906 0.082 107.700 0.088
201909 0.107 109.800 0.113
201912 0.070 111.200 0.073
202003 0.087 112.300 0.090
202006 0.080 110.400 0.084
202012 0.000 111.500 0.000
202106 0.000 111.769 0.000
202112 0.000 113.108 0.000
202206 0.000 114.558 0.000
202212 0.000 115.116 0.000
202303 0.095 115.116 0.096
202306 0.089 114.558 0.090
202309 0.081 115.339 0.081
202312 0.064 114.781 0.065
202403 0.087 115.227 0.087
202406 0.091 114.781 0.092
202409 0.082 115.785 0.082
202412 0.075 114.893 0.076
202503 0.088 115.116 0.089
202506 0.091 114.907 0.092
202509 0.081 115.471 0.081
202512 0.085 115.832 0.085

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.25 mean?
Chongqing Rural Commercial Bank Co (COGQF) has a Cyclically Adjusted PS Ratio of 2.25 as of Jul. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Chongqing Rural Commercial Bank Co and its competitors. This is near median its historical median of 2.22. Over the past decade, Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio has ranged from 1.64 to 2.61. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #367 out of 1306 companies in the Banks industry, placing it in the top 28.1%.
Is Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio too high?
Chongqing Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio of 2.25 is near median its 10-year median of 2.22. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 2.61. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Chongqing Rural Commercial Bank Co's value of 2.25 is 32.6% below this industry median. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #367 out of 1306 companies in the Banks industry, which is above the industry midpoint. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #367 out of 1306 companies for Cyclically Adjusted PS Ratio. This puts Chongqing Rural Commercial Bank Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.34. Chongqing Rural Commercial Bank Co's value of 2.25 is 32.6% below this benchmark. Historically, Chongqing Rural Commercial Bank Co's own Cyclically Adjusted PS Ratio has ranged from 1.64 to 2.61 over the past decade. While the company's 10-year median is 2.22 vs. the industry median of 3.34, Chongqing Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chongqing Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio of 2.25 is 32.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio is 2.25, which is near median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (COGQF) has a current Cyclically Adjusted PS Ratio of 2.25. The stock's GF Value™ is $0.30, compared to a current price of $0.41 — trading 35% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.25, which is near median its 10-year median of 2.22 and 32.6% below the Banks industry median of 3.34. Chongqing Rural Commercial Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (COGQF), the current Cyclically Adjusted PS Ratio is 2.25 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (COGQF) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $0.41 is trading 35% above its estimated GF Value™ of $0.30.

Key valuation signals for COGQF:

  • Cyclically Adjusted PS Ratio: 2.25 (near median its 10-year median of 2.22)
  • GF Value™: $0.30 vs. price of $0.41 (35% above fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 32.6% below the Banks median (#367 of 1306)

No single metric tells the full story. See the COGQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
64GF Score

Get the complete analysis for COGQF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.41
Price
$0.30
GF Value