IFIC Bank (DHA:IFIC) Net Loan: BDT436,713.05 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:IFIC IFIC Bank PLC DHA:IFIC
39 GF Score
Price BDT5.00
GF Value BDT3.05
Valuation Significantly Overvalued
View Full Analysis

What is IFIC Bank Net Loan?

IFIC Bank DHA:IFIC 39 Net Loan is BDT436,713.05 Mil as of Mar. 2026. GuruFocus rates DHA:IFIC with a GF Score™ of 39/100 and a GF Value™ of BDT3.05 (Significantly Overvalued).

IFIC Bank's quarterly net loan increased from Sep. 2025 (BDT433,497.86 Mil) to Dec. 2025 (BDT434,785.95 Mil) and increased from Dec. 2025 (BDT434,785.95 Mil) to Mar. 2026 (BDT436,713.05 Mil).

IFIC Bank's annual net loan increased from Dec. 2023 (BDT394,875.20 Mil) to Dec. 2024 (BDT434,785.95 Mil) and increased from Dec. 2024 (BDT434,785.95 Mil) to Dec. 2025 (BDT436,713.05 Mil).

IFIC Bank Net Loan Historical Data

* Premium members only.

The historical data trend for IFIC Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFIC Bank Net Loan Chart

IFIC Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 287,575.27 332,732.45 394,875.20 433,340.25 434,785.95

IFIC Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 432,112.68 433,540.82 433,497.86 434,785.95 436,713.05
DHA:IFIC
39GF Score
IFIC Bank PLC DHA:IFIC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFIC Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of BDT436,713.05 Mil mean?
IFIC Bank (DHA:IFIC) has a Net Loan of BDT436,713.05 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on IFIC Bank and its competitors.
Is IFIC Bank's Net Loan too high?
IFIC Bank's current Net Loan is BDT436,713.05 Mil. Overall, IFIC Bank has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFIC Bank's Net Loan compare to competitors?
IFIC Bank's Net Loan of BDT436,713.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on IFIC Bank and its competitors. IFIC Bank's current Net Loan is BDT436,713.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFIC Bank stock overvalued right now?
Based on GuruFocus' analysis, IFIC Bank (DHA:IFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT3.05, compared to a current price of BDT5.00 — trading 63.9% above its estimated fair value. The current Net Loan is BDT436,713.05 Mil. IFIC Bank's overall GF Score™ is 39/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For IFIC Bank (DHA:IFIC), the current Net Loan is BDT436,713.05 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFIC Bank (DHA:IFIC) Overvalued in 2026?

Based on GuruFocus' analysis, IFIC Bank stock appears to be overvalued. The current stock price of BDT5.00 is trading 63.9% above its estimated GF Value™ of BDT3.05. GuruFocus considers IFIC Bank to be Significantly Overvalued.

Key valuation signals for DHA:IFIC:

  • Net Loan: BDT436,713.05 Mil
  • GF Value™: BDT3.05 vs. price of BDT5.00 (63.9% above fair value)
  • GF Score™: 39/100

No single metric tells the full story. See the DHA:IFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IFIC Bank Business Description

Address 61 Purana Paltan, GPO Box : 2229, IFIC Tower, Dhaka, BGD, 1000
IFIC Bank PLC is a commercial banking company in Bangladesh. The company provides corporate banking, retail banking internet banking, and SME banking. The company is also engaged in Treasury and capital market offering Cash Management, Liquidity Planning, Liquidity Protection, Trading of Foreign Exchange and Money Market Instruments, and Risk Management. Its segments are Corporate; SME; Short term Agri credit; Consumer and Others. It derives interest income from the Conventional banking unit and Off-Shore banking unit.
39GF Score

Get the complete analysis for DHA:IFIC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT5.00
Price
BDT3.05
GF Value