IFIC BankDHA:IFIC -1.96%39 FCF Margin % is 99.59% as of Mar. 2026, which is 346% above its 10-year median of 22.33. GuruFocus rates DHA:IFIC with a GF Score™ of 39/100 and a GF Value™ of BDT3.05 (Significantly Overvalued). Among 1,505 Banks companies, IFIC Bank ranks worse than 80.93% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. IFIC Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was BDT-5,506.88 Mil. IFIC Bank's Revenue for the
three
months ended in Mar. 2026 was BDT-5,529.30 Mil. Therefore, IFIC Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 99.59%.
The historical rank and industry rank for IFIC Bank's FCF Margin % or its related term are showing as below:
DHA:IFIC'
s FCF Margin % Range Over the Past 10 Years
Min: -75.71 Med: 22.33 Max: 121.85
Current: -25.82
During the past 11 years, the highest FCF Margin % of IFIC Bank was 121.85%. The lowest was -75.71%. And the median was 22.33%.
DHA:IFIC's FCF Margin % is ranked worse than 80.93% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs DHA:IFIC: -25.82
IFIC Bank FCF Margin % Related Terms
IFIC Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for IFIC Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IFIC Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFIC Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, IFIC Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where IFIC Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFIC Bank (DHA:IFIC) has a FCF Margin % of 99.59% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on IFIC Bank and its competitors. This is 346% above median its historical median of 22.33. According to the industry distribution chart, IFIC Bank ranks #1218 out of 1505 companies in the Banks industry, placing it in the top 80.9%.
Is IFIC Bank's FCF Margin % too high?
IFIC Bank's current FCF Margin % of 99.59% is 346% above median its 10-year median of 22.33. The Banks industry median FCF Margin % is 26.55. IFIC Bank's value of 99.59% is 275.1% above this industry median. Based on the distribution chart, IFIC Bank ranks #1218 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IFIC Bank has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFIC Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, IFIC Bank ranks #1218 out of 1505 companies for FCF Margin %. This places IFIC Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. IFIC Bank's value of 99.59% is 275.1% above this benchmark. While the company's 10-year median is 22.33 vs. the industry median of 26.55, IFIC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFIC Bank's current FCF Margin % of 99.59% is 275.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on IFIC Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFIC Bank's current FCF Margin % is 99.59%, which is 346% above median its own 10-year median of 22.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFIC Bank stock overvalued right now?
Based on GuruFocus' analysis, IFIC Bank (DHA:IFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT3.05, compared to a current price of BDT5.00 — trading 63.9% above its estimated fair value. The current FCF Margin % is 99.59%, which is 346% above median its 10-year median of 22.33 and 275.1% above the Banks industry median of 26.55. IFIC Bank's overall GF Score™ is 39/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For IFIC Bank (DHA:IFIC), the current FCF Margin % is 99.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFIC Bank (DHA:IFIC) Overvalued in 2026?
Based on GuruFocus' analysis, IFIC Bank stock appears to be overvalued.
The current stock price of BDT5.00 is trading 63.9% above its estimated GF Value™ of BDT3.05.
GuruFocus considers IFIC Bank to be Significantly Overvalued.
Key valuation signals for DHA:IFIC:
FCF Margin %: 99.59% (346% above median its 10-year median of 22.33)
GF Value™: BDT3.05 vs. price of BDT5.00 (63.9% above fair value)
Industry Position: 275.1% above the Banks median (#1218 of 1505)
No single metric tells the full story. See the DHA:IFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFIC Bank PLC is a commercial banking company in Bangladesh. The company provides corporate banking, retail banking internet banking, and SME banking. The company is also engaged in Treasury and capital market offering Cash Management, Liquidity Planning, Liquidity Protection, Trading of Foreign Exchange and Money Market Instruments, and Risk Management. Its segments are Corporate; SME; Short term Agri credit; Consumer and Others. It derives interest income from the Conventional banking unit and Off-Shore banking unit.
39GF Score
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