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IFIC BankDHA:IFIC +2.04%39 5-Year Yield-on-Cost % is 0.00 as of Jul. 15, 2026. GuruFocus rates DHA:IFIC with a GF Score™ of 39/100 and a GF Value™ of BDT3.05 (Significantly Overvalued). Among 1,256 Banks companies, IFIC Bank ranks worse than 79617.75% on this metric.
IFIC Bank's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for IFIC Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 11 years, IFIC Bank's highest Yield on Cost was 2.84. The lowest was 0.00. And the median was 2.23.
DHA:IFIC's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.885 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
IFIC Bank (DHA:IFIC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
IFIC Bank 5-Year Yield-on-Cost % Related Terms
IFIC Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, IFIC Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFIC Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, IFIC Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where IFIC Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of IFIC Bank is calculated as
IFIC Bank (DHA:IFIC) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IFIC Bank and its competitors. According to the industry distribution chart, IFIC Bank ranks #999999 out of 1256 companies in the Banks industry.
Is IFIC Bank's 5-Year Yield-on-Cost % too high?
IFIC Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, IFIC Bank ranks #999999 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IFIC Bank has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFIC Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, IFIC Bank ranks #999999 out of 1256 companies for 5-Year Yield-on-Cost %. This places IFIC Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IFIC Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFIC Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFIC Bank stock overvalued right now?
Based on GuruFocus' analysis, IFIC Bank (DHA:IFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT3.05, compared to a current price of BDT5.00 — trading 63.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. IFIC Bank's overall GF Score™ is 39/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For IFIC Bank (DHA:IFIC), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFIC Bank (DHA:IFIC) Overvalued in 2026?
Based on GuruFocus' analysis, IFIC Bank stock appears to be overvalued.
The current stock price of BDT5.00 is trading 63.9% above its estimated GF Value™ of BDT3.05.
GuruFocus considers IFIC Bank to be Significantly Overvalued.
Key valuation signals for DHA:IFIC:
5-Year Yield-on-Cost %: 0.00
GF Value™: BDT3.05 vs. price of BDT5.00 (63.9% above fair value)
No single metric tells the full story. See the DHA:IFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFIC Bank PLC is a commercial banking company in Bangladesh. The company provides corporate banking, retail banking internet banking, and SME banking. The company is also engaged in Treasury and capital market offering Cash Management, Liquidity Planning, Liquidity Protection, Trading of Foreign Exchange and Money Market Instruments, and Risk Management. Its segments are Corporate; SME; Short term Agri credit; Consumer and Others. It derives interest income from the Conventional banking unit and Off-Shore banking unit.
39GF Score
Get the complete analysis for DHA:IFIC
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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