IFIC BankDHA:IFIC -1.96%39 OCF Margin % is 98.83% as of Mar. 2026, which is 186% above its 10-year median of 34.50. GuruFocus rates DHA:IFIC with a GF Score™ of 39/100 and a GF Value™ of BDT3.05 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,500 Banks companies, IFIC Bank ranks worse than 82.2% on this metric.
The historical rank and industry rank for IFIC Bank's OCF Margin % or its related term are showing as below:
DHA:IFIC'
s OCF Margin % Range Over the Past 10 Years
Min: -78.98 Med: 34.5 Max: 127.66
Current: -27.53
During the past 11 years, the highest OCF Margin % of IFIC Bank was 127.66%. The lowest was -78.98%. And the median was 34.50%.
DHA:IFIC's OCF Margin % is ranked worse than 82.2% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs DHA:IFIC: -27.53
IFIC Bank OCF Margin % Related Terms
IFIC Bank OCF Margin % Historical Data
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The historical data trend for IFIC Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IFIC Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFIC Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, IFIC Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where IFIC Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFIC Bank (DHA:IFIC) has a OCF Margin % of 98.83% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on IFIC Bank and its competitors. This is 186% above median its historical median of 34.50. According to the industry distribution chart, IFIC Bank ranks #1233 out of 1500 companies in the Banks industry, placing it in the top 82.2%.
Is IFIC Bank's OCF Margin % too high?
IFIC Bank's current OCF Margin % of 98.83% is 186% above median its 10-year median of 34.50. The Banks industry median OCF Margin % is 29.44. IFIC Bank's value of 98.83% is 235.7% above this industry median. Based on the distribution chart, IFIC Bank ranks #1233 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IFIC Bank has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFIC Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, IFIC Bank ranks #1233 out of 1500 companies for OCF Margin %. This places IFIC Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. IFIC Bank's value of 98.83% is 235.7% above this benchmark. While the company's 10-year median is 34.50 vs. the industry median of 29.44, IFIC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFIC Bank's current OCF Margin % of 98.83% is 235.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on IFIC Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFIC Bank's current OCF Margin % is 98.83%, which is 186% above median its own 10-year median of 34.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFIC Bank stock overvalued right now?
Based on GuruFocus' analysis, IFIC Bank (DHA:IFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT3.05, compared to a current price of BDT5.00 — trading 63.9% above its estimated fair value. The current OCF Margin % is 98.83%, which is 186% above median its 10-year median of 34.50 and 235.7% above the Banks industry median of 29.44. IFIC Bank's overall GF Score™ is 39/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For IFIC Bank (DHA:IFIC), the current OCF Margin % is 98.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFIC Bank (DHA:IFIC) Overvalued in 2026?
Based on GuruFocus' analysis, IFIC Bank stock appears to be overvalued.
The current stock price of BDT5.00 is trading 63.9% above its estimated GF Value™ of BDT3.05.
GuruFocus considers IFIC Bank to be Significantly Overvalued.
Key valuation signals for DHA:IFIC:
OCF Margin %: 98.83% (186% above median its 10-year median of 34.50)
GF Value™: BDT3.05 vs. price of BDT5.00 (63.9% above fair value)
Industry Position: 235.7% above the Banks median (#1233 of 1500)
No single metric tells the full story. See the DHA:IFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFIC Bank PLC is a commercial banking company in Bangladesh. The company provides corporate banking, retail banking internet banking, and SME banking. The company is also engaged in Treasury and capital market offering Cash Management, Liquidity Planning, Liquidity Protection, Trading of Foreign Exchange and Money Market Instruments, and Risk Management. Its segments are Corporate; SME; Short term Agri credit; Consumer and Others. It derives interest income from the Conventional banking unit and Off-Shore banking unit.
39GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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